Jersey Law 12/1967
“HEALTH INSURANCE (JERSEY) LAW, 1967”,
CONFIRMÉ PAR
Ordre de Sa Majesté en Conseil
en date du 8 juin 1967.
____________
(Enregistré le 30 juin 1967).
ARRANGEMENT OF ARTICLES.
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Article
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PART I
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INTRODUCTORY
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1.
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Interpretation
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2.
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General administration
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PART II
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INSURED PERSONS
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3.
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Insured persons
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4.
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Child of the family
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5.
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Dependant wife
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6.
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Employed persons and employers
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7.
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Self-employed persons and non-employed persons
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8.
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Crown servants
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9.
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Members of forces
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10.
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Insured persons outside the Island
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PART III
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CONTRIBUTIONS
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11.
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Source of funds
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12.
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Exceptions from liability to pay contributions
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13.
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Contributions of employed persons and employers
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14.
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General provisions as to payment and collection of
contributions, etc
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PART IV
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BENEFIT
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15.
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Right to benefit
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16.
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Descriptions of benefit
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17.
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Qualifying period
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18.
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Medical benefit
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19.
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Medical services
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20.
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Dental benefit
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21.
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Dental services
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22.
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Ophthalmic benefit
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23.
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Ophthalmic services
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24.
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Pharmaceutical benefit
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25.
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Supply of pharmaceutical benefit by approved medical
practitioners or approved dentists
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26.
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Orders in relation to benefit
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28.
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Limitation of amount of money benefit
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29.
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Claims and notices sent by post
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PART V
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HEALTH INSURANCE FUND
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30.
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Health Insurance Fund
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31.
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Actuarial reports
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32.
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Civil proceedings to recover sums due to Health
Insurance Fund
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33.
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Recovery of sums due to Health Insurance Fund by
deductions from earnings
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34.
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Recovery in bankruptcy, etc
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PART VI
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APPROVAL OF MEDICAL PRACTITIONERS,
DENTISTS, OPTICIANS AND SUPPLIERS OF PHARMACEUTICAL BENEFIT
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35.
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Approval of medical practitioners, dentists, opticians
and suppliers of pharmaceutical benefit
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36.
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Power to take disciplinary proceedings
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PART VII
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ADMINISTRATION
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37.
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Determination of claims and questions
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38.
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Expenses of persons required to attend proceedings
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39.
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Powers of inspection
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40.
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Information as to, and proof of, births, marriages and
deaths
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PART VIII
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MISCELLANEOUS AND
GENERAL
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41.
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Supplementary schemes
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42.
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Power to modify or wind up existing schemes
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43.
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Reciprocal agreements with other countries
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44.
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General provisions as to offences and penalties
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45.
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General provisions as to prosecutions
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46.
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General provisions as to Acts, regulations and orders
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47.
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Amendment of Insular Insurance Law
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48.
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Saving
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49.
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Provisions as to commencement
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50.
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Short title
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First Schedule – Contribution rates
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Second Schedule – Pharmaceutical Benefit
Advisory Committee
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Third Schedule –Health Services Disciplinary
Tribunal
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Fourth Schedule – Health Insurance Tribunal
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HEALTH INSURANCE (JERSEY) LAW, 1967.
____________
A LAW to
establish a system of insurance in relation to medical, dental and ophthalmic
services and pharmaceutical supplies required in connexion therewith, and for
purposes ancillary thereto, sanctioned by Order of Her Majesty in Council of
the
8th day of JUNE, 1967.
____________
(Registered on the 30th day of June, 1967).
____________
STATES OF JERSEY.
____________
The 15th day of
November, 1966.
____________
THE STATES, subject to the sanction of
Her Most Excellent Majesty in Council, have adopted the following Law : -
PART I
INTRODUCTORY
ARTICLE 1
INTERPRETATION
(1) In
this Law, unless the context otherwise requires –
“the appointed day” has the meaning assigned thereto by
Article 49;
“approved dentist” means a dentist for the time being
approved under Article 35;
“approved medical practitioner” means a medical
practitioner for the time being approved under Article 35;
“approved optician” means an optician for the time
being approved under Article 35;
“approved supplier” means an authorized seller of
poisons or other person for the time being approved under Article 35 as a
supplier of pharmaceutical benefit;
“authorized seller of poisons” has the same meaning as
in the Pharmacy, Poisons and Medicines (Jersey) Law, 1952;
“beneficiary” means, in relation to any benefit, the
person entitled to that benefit;
“benefit” means benefit under this Law;
“child of the family” has the meaning assigned thereto
by Article 4;
“the Committee” has the meaning assigned thereto by
Article 4;
“compulsory insurance age” means the age of seventy in
the case of a man and sixty-five in the case of a woman;
“contribution week” means the period of seven days
commencing from midnight between Sunday and Monday;
“dental services” has the meaning assigned thereto by
Article 21;
“dentist” has the same meaning as “registered
dentist” in the Dentists (Registration) (Jersey) Law, 1961, and includes an ancillary dental worker of any
class established by regulations made under Article 10 of the said Law;
“dependant” means, in relation to an insured person, a
child of the family or the dependant wife of the insured person;
“dependant wife” has the meaning assigned thereto by
Article 5;
“determining officer” means the determining officer
appointed in accordance with the provisions of paragraph (1) of Article 37;
“employed contributor’s employment” has the
meaning assigned thereto by Article 6;
“employer’s contribution” means a contribution
payable by a person otherwise than as an insured person;
“employed person” has the meaning assigned thereto by
Article 6;
“employment” includes any trade, business, profession,
office or vocation and “employed” shall be construed accordingly
except in the expression “employed person”;
“entry into insurance” means, in relation to any
person, the date on which he becomes an insured person;
“the Family Allowances Law” means the Family Allowances
(Jersey) Law, 1951,as modified in its application
for the purposes of this Law by paragraph (4) of this Article;
“the Health Insurance Fund” means the fund established
and so called by virtue of Article 30;
“the Health Insurance Tribunal” means the tribunal
constituted and so called by virtue of the Fourth Schedule to this Law;
“the Health Services Disciplinary Tribunal” means the
tribunal constituted and so called by virtue of the Third Schedule to this Law;
“Her Majesty’s dominions” includes British
protectorates and protected states and any territory in respect of which a
mandate has been accepted by Her Majesty and is being exercised by the
Government of any part of Her Majesty’s dominions;
“the Insular Insurance Law” means the Insular Insurance
(Jersey) Law, 1950;
“insurance stamps” has the meaning assigned thereto by
Article 14;
“insured person” means a person insured under this Law;
“insured person in Class A” and “insured person
in Class B” have the meanings assigned thereto by Article 3;
“medical practitioner” has the same meaning as
“registered medical practitioner” in the Medical Practitioners
(Registration) (Jersey) Law, 1960;
“medical services” has the meaning assigned thereto by
Article 19;
“money benefit” means medical benefit, dental benefit
or ophthalmic benefit;
“non-employed person” has the meaning assigned thereto
by Article 7;
“officer” has the same meaning as in the Civil Service
Administration (Jersey) Law, 1953;
“optician” has the same meaning as “registered
optician” in the Opticians (Registration) (Jersey) Law, 1962;
“ophthalmic services” has the meaning assigned thereto
by Article 23;
“order” means an order made by the Committee under this
Law;
“pharmaceutical benefit” has the meaning assigned
thereto by Article 24;
“Pharmaceutical Benefit Advisory Committee” means the
committee constituted and so called by virtue of the Second Schedule to this
Law;
“pharmaceutical chemist” has the same meaning as
“registered pharmacist” in the Pharmacy, Poisons and Medicines
(Jersey) Law, 1952;
“prescribed” means prescribed by order;
“self-employed person” has the meaning assigned thereto
by Article 7;
“States’ Auditor” means the auditor of the public
accounts of the States.
(2) For
the purposes of this Law –
(a) the upper limit of the
compulsory school age means the age that is for the time being that limit by
virtue of Article 20 of the “Loi (1912) sur l’instruction
primaire”;
(b) a person who at any
time attains the upper limit of the compulsory school age shall not be treated
as being under that limit at any time thereafter, notwithstanding any change in
that limit.
(3) For
the purposes of this Law –
(a) a person shall be
deemed to be over or under any age therein mentioned if he has or has not
attained that age ;
(b) a person shall be
deemed to be between two ages therein mentioned if he has attained the
first-mentioned age but has not attained the second-mentioned age ;
(c) a person shall not be
deemed to have attained the age of eighteen years until the commencement of the
eighteenth anniversary of the day of his birth, and similarly with respect to
any other age;
(d) provision may be made
by order that, for the purposes of determining whether a contribution is
payable in respect of any person, or at what rate a contribution is payable,
that person shall be treated as having attained at the beginning of a
contribution week, or as not having attained until the end of the contribution
week, any age which he attains during the course of that week.
(4) In
the application of the Family Allowances (Jersey) Law, 1951, for the purposes of this Law, that Law shall have
effect as if at the end of paragraph (1) of Article 2 thereof (which defines
the word “child” for the purposes of that Law) there were inserted
the following sub-paragraph –
“(c) during
any period whilst, by virtue of an order made under paragraph (1) of Article 12
of the Health Insurance (Jersey) Law, 1967, he is
excepted from liability to pay contributions thereunder on the ground set out
in sub-paragraph (a)(ii) of paragraph
(1) of Article 8 of the Insular Insurance (Jersey) Law, 1950 (which relates to persons in full-time education
or full-time unpaid apprenticeship)”.
(5) Any
reference in this Law to any other enactment shall be construed as including a
reference to that enactment as amended by any subsequent enactment, including
this Law.
ARTICLE 2
GENERAL ADMINISTRATION
The administration of this Law shall be vested in the Social
Security Committee (in this Law referred to as “the Committee”) and
a sufficient number of officers shall be appointed to assist the Committee in
the exercise of its functions under this Law and generally for the purpose of
carrying this Law into effect.
PART II
INSURED PERSONS
ARTICLE 3
INSURED PERSONS
(1) Subject
to the provisions of this Law, every person who on or after the appointed day,
being over the upper limit of the compulsory school age, is in the Island and
fulfils such conditions as may be prescribed as to residence in the Island and,
in the case of a person over compulsory insurance age, makes application in the
prescribed manner, shall become insured under this Law and thereafter continue
throughout his life to be so insured.
(2) For
the purposes of this Law, insured persons shall be divided into the following
two classes –
(a) Class A, which shall
comprise insured persons not in Class B ;
(b) Class B, which shall
comprise –
(i) dependants
of insured persons ;
(ii) insured
persons over compulsory insurance age.
ARTICLE 4
CHILD OF THE FAMILY
For the purposes of this Law –
(a) “child
”means a person who would be treated as a child for the purposes of the
Family Allowances Law ;
(b) a person shall be
deemed to have a family which includes a child or children if that person (not
being a child) and a child or children (with or without a wife or husband of
that person) would be treated for the purposes of that Law as constituting a
family, and references to a child of a person’s family shall be construed
accordingly.
ARTICLE 5
DEPENDANT WIFE
(1) For
the purposes of this Law, the dependant wife of an insured person at any time
is the wife of the insured person if they are residing together at that time.
(2) For
the purposes of this Article, an insured person and his wife shall not be
deemed to have ceased to reside together by reason of any temporary absence of
either or both of them, and in particular while receiving medical treatment as
an in-patient in a hospital or similar institution or by reason of any absence
of either or both of them in such circumstances as may be prescribed.
ARTICLE 6
EMPLOYED PERSONS AND EMPLOYERS
(1) For
the purposes of this Law, an insured person is an employed person at any time
if at that time he is an employed person for the purposes of the Insular
Insurance Law, or would be an employed person for those purposes if he were an
insured person within the meaning of that Law and a person is the employer of
such a person at any time if at that time he is the employer of that person for
the purposes of that Law.
(2) References
in this Law to an employed contributor’s employment are references to any
employment by virtue whereof a person is an employed person for the purposes of
the Insular Insurance Law.
(3) Any
order made by virtue of sub-paragraph (b)
of paragraph (1) of Article 11 of the Insular Insurance Law shall, in so far as it provides for adjusting the
rights between themselves of the person prescribed by the order as the
employer, the immediate employer and the persons employed, have effect for the
purposes of this Law as it has effect for the purposes of that Law.
ARTICLE 7
SELF-EMPLOYED PERSONS AND NON-EMPLOYED PERSONS
(1) For
the purposes of this Law, an insured person is a self-employed person at any
time if at that time he is a self-employed person for the purposes of the
Insular Insurance Law, or would be a self-employed person for those purposes if
he were an insured person within the meaning of that Law.
(2) For
the purposes of this Law, an insured person is a non-employed person at any
time if at that time he is neither an employed person nor a self-employed
person.
ARTICLE 8
CROWN SERVANTS
This Law shall apply to persons employed by or under the Crown,
subject to any special provision made by or by virtue of any other Article
thereof, in like manner as if the employer were a private person, with such
modifications as the Committee may by order make thereto for the purpose of
adapting the provisions thereof to the case of such persons.
ARTICLE 9
MEMBERS OF FORCES
Subject to any prescribed exceptions, any person who is serving as
a member –
(a) of the regular naval,
military or air forces of the Crown ; or
(b) of such other of Her
Majesty’s forces as may be prescribed ; or
(c) of any prescribed
organization in which persons serve under the control of the Admiralty, the
Army Council or the Air Council ;
shall not be deemed to be an insured person whilst serving as
aforesaid.
ARTICLE 10
INSURED PERSONS OUTSIDE THE ISLAND
Without prejudice to the generality of any other power to make
orders, the Committee may by order modify, in such manner as it thinks proper,
the provisions of this Law in their application in relation to persons who are
or have been outside the Island while insured under this Law and the dependants
of such persons.
PART III
CONTRIBUTIONS
ARTICLE
11
SOURCE OF FUNDS
(1) For
the purpose of providing the funds required for paying or meeting the cost of
benefit, and for making any other payments which under this Law are to be made
out of the Health Insurance Fund, contributions shall be payable by insured
persons in Class A and by employers of insured persons in Class A or Class B
who are employed persons, and sums shall be payable out of monies provided by
the States, in accordance with the provisions of this Article.
(2) Subject
to the provisions of this Law –
(a) every employed person
of any description set out in the first column of Part I of the First Schedule
to this Law shall be liable, as from the appointed day, to pay weekly
contributions at the rate respectively set out in the second column of the said
Part I;
(b) every employer of an
employed person of any description set out in the first column of Part II of
the said Schedule, or of any person of any such description who is to be
treated by virtue of that Part of that Schedule as an employed person, shall be
liable, as from the said day, to pay weekly contributions in respect of that
person at the rate respectively set out in the second column of the said Part
II ;
(c) every self-employed
person of any description set out in the first column of Part III of the said
Schedule shall be liable, as from the said day, to pay weekly contributions at
the rate respectively set out in the second column of the said Part III ;
(d) every non-employed
person of any description set out in the first column of Part IV of the said
Schedule shall be liable, as from the said day, to pay weekly contributions at
the rate respectively set out in the second column of the said Part IV.
(3) The
States may by regulations vary any of the rates of contribution set out in
Parts I, II, III and IV of the First Schedule to this Law.
(4) The
States may by regulations vary the descriptions of persons liable to pay
contributions set out in Parts I, II, III and IV of the First Schedule to this
Law by reducing the ages between which persons shall be liable to pay
contributions under this Law.
(5) Subject
to the provisions of this Law, there shall be paid, for any year, out of monies
provided by the States such sum as the States may hereafter determine.
(6) Subject
to the provisions of this Law and of any order, no person shall be entitled to
pay any contribution thereunder other than a contribution which he is liable to
pay.
(7) If
any employer or insured person fails to pay any contribution which he is liable
under this Law to pay, he shall be liable in respect of each such failure to a
fine not exceeding ten pounds.
(8) A
person shall not be liable to pay more than one contribution as an insured
person for any contribution week, and not more than one employer’s
contribution shall be payable in respect of any person for any contribution
week.
ARTICLE 12
EXCEPTIONS FROM LIABILITY TO PAY CONTRIBUTIONS
(1) Provision
may be made by order for excepting persons from liability to pay contributions
under this Law for such periods and in such circumstances as may be prescribed.
(2) Where,
in any contribution week an employed person is excepted from liability to pay a
contribution under the Insular Insurance Law but is not excepted from liability
to pay a contribution under this Law, the provisions of this Law shall apply in
relation to him in that week as if he were a non-employed person.
(3) Where
by virtue of an order made under paragraph (1) of this Article a person is
excepted from liability to pay contributions under this Law for periods when he
is not in receipt (or is deemed in accordance with the order not to be in
receipt) of an income of a specified amount, the contributions which would
otherwise have been payable by him shall be recoverable from the authority
responsible for providing him with assistance when in need, and contributions
so recovered shall, for the purposes of this Law, be treated as having been
paid by the person in question :
Provided that where such an authority makes the necessary
application to the Committee, the authority may, in lieu of paying the
contributions as aforesaid, pay an annual sum in an amount agreed by the
Committee.
ARTICLE 13
CONTRIBUTIONS OF EMPLOYED PERSONS AND EMPLOYERS
(1) Except
where provision is otherwise made by order, an employer liable to pay a
contribution in respect of a person employed by him shall, in the first
instance, be liable to pay also, on behalf of and to the exclusion of that
person, any contribution as an insured person payable by that person for the
same contribution week, and, for the purposes of this Law, contributions paid
by an employer on behalf of an insured person shall be deemed to be
contributions paid by the insured person.
(2) Notwithstanding
any contract or agreement to the contrary, an employer shall not be entitled to
deduct from the wages or other remuneration of a person employed by him, or
otherwise to recover from such a person, the employer’s contribution in
respect of that person; and an employer who deducts or attempts to deduct the
whole or any part of the employer’s contribution in respect of any person
from that person’s wages or other remuneration shall be liable in respect
of each such deduction or attempted deduction to a fine not exceeding ten
pounds.
(3) An
employer shall be entitled, suject to and in accordance with any order, to
recover from an insured person the amount of any contribution paid or to be
paid by him on behalf of that person, and, notwithstanding anything in any
enactment, any order under this paragraph may authorize recovery by deductions
from the insured person’s wages or remuneration:
Provided that any such order shall provide that –
(a) where the insured
person does not receive any wages or other pecuniary remuneration in respect of
an employed contributor’s employment either from the employer or from any
other person, the employer shall not be entitled to recover the amount of any
such contribution from him ; and
(b) where the insured
person does receive any such wages or remuneration from the employer, the
employer shall not be entitled to recover any such contribution otherwise than
by deduction from the wages or remuneration.
(4) The
Committee may, in such cases and on such conditions as it may prescribe, make
an arrangement with any employer who is liable to pay employer’s
contributions under this Law whereby, in respect of persons engaged by that
employer through an employment exchange or other agency approved by the
Committee, or in the employ of that employer on the date of the arrangement,
the performance of all or any of the duties required under this Part of this
Law to be performed by the employer in respect of those persons, whether on his
own behalf or on behalf of those persons, shall be undertaken on behalf of the
employer by the employment exchange or other agency.
(5) For
the purposes of this Article, references to a person’s remuneration shall
be construed, in relation to any period, as including any payments which by
virtue of an order made under paragraph (3) of Article 7 of the Insular
Insurance Law are to be deemed for the
purposes of that paragraph to be remuneration paid to him in respect of any day
in that period.
ARTICLE 14
GENERAL PROVISIONS AS TO PAYMENT AND COLLECTION OF CONTRIBUTIONS,
ETC
(1) Provision
may be made by order –
(a) for any matters
incidental to the payment and collection of contributions under this Law;
(b) for treating for the
purpose of any right to benefit, contributions paid after the due dates as paid
on those dates or on such later dates as may be prescribed, or as not having
been paid, and for treating, for the purpose aforesaid, contributions payable
by an employer on behalf of an insured person, but not paid, as paid where the
failure to pay is shown not to have been with the consent or connivance of, or
attributable to any negligence on the part of, the insured person;
(c) for the return of
contributions paid in error.
(2) Where,
under any order made by virtue of paragraph (1) of this Article, contributions
are payable by means of adhesive stamps, those stamps (in this Law referred to
as “insurance stamps”) shall be prepared and issued in such manner
as the Committee may direct, and the Committee may make such arrangements as it
thinks fit for the sale of such stamps, remunerating the selling agents by
means of commission, salary or otherwise.
(3) Any
order made by virtue of this Article providing for the payment of
contributions, at the option of the persons liable to pay, either –
(a) by means of insurance
stamps; or
(b) by some alternative
method, the use of which involves greater expense in administration than would
be incurred if the contributions were paid by means of insurance stamps;
may include provision for the payment to the Committee by any
person who adopts any alternative method, and for the recovery by the
Committee, of the prescribed fees in respect of the difference in the expense
of administration.
PART IV
BENEFIT
ARTICLE 15
RIGHT TO BENEFIT
Subject to the provisions of this Law, an insured person shall be
entitled to claim for himself and any of his dependants the benefits by this
Law provided:
Provided that an insured person who is the dependant of an insured
person shall not be entitled to claim benefit in his own right as an insured
person.
ARTICLE 16
DESCRIPTIONS OF BENEFIT
The descriptions of benefit provided by this Law are as follows
–
(a) medical benefit;
(b) dental benefit;
(c) ophthalmic benefit;
(d) pharmaceutical benefit.
ARTICLE 17
QUALIFYING PERIOD
(1) An
insured person shall not be entitled to claim benefit for himself or any of his
dependants in respect of any services provided or benefit supplied before the
expiration of thirteen contribution weeks from his entry into insurance being,
in the case of a person liable to pay contributions under this Law, weeks in
respect of which such contributions have been paid:
Provided that where the insured person has been a person of any
such class as is referred to in paragraph (2) of this Article, this paragraph
shall not apply to him until the expiration of six months from the date on
which he ceased to be a person of that class.
(2) The
classes of persons referred to in paragraph (1) of this Article are –
(a) dependants of insured
persons;
(b) persons to whom Article
9 of this Law (which relates to members of the forces) applies;
(c) persons of such other
classes as may be prescribed.
(3) The
proviso to paragraph (1) of this Article shall not have effect until the thirteenth
Monday next following the day which is the appointed day for the purposes of
paragraph (2) of Article II of this Law.
ARTICLE 18
MEDICAL BENEFIT
(1) Subject
to the provisions of this Law, where an insured person has paid fees to an
approved medical practitioner for medical services provided to him or any of
his dependants, he shall be entitled to medical benefit at such rate as the
States shall by regulations fix in respect of the fee charged for such services
on each occasion when they have been provided.
(2) Regulations
made by the States under paragraph (1) of this Article may provide that in such
cases or classes of case as may be provided in the Regulations, an insured
person shall be entitled to a different rate of medical benefit.
(3) Regulations
made by the States under paragraph (1) of this Article may provide that an
insured person shall be entitled to a different rate of medical benefit where
an inclusive fee has been charged for attendance, advice and treatment given at
the confinement of a woman and during the period ending with (and including)
the seventh day next following the date of the confinement.
(4) In
this Article –
(a) “confinement”
means labour resulting in the issue of a living child, or labour after
twenty-eight weeks of pregnancy resulting in the issue of a child, whether
alive or dead;
(b) the reference to the
date of confinement shall be taken as referring, where labour began on one day
results in the issue of a child on another day, to the date of the issue of the
child, or if the woman is confined of more than one child, to the date of the
issue of the last of them.
ARTICLE 19
MEDICAL SERVICES
In this Law, “medical service” means any proper and
necessary service provided by a medical practitioner, but does not include any
service falling within any of the following classes, namely –
(a) any medical service
which involves the application of special skill and experience of a degree or
kind which general medical practitioners as a class cannot reasonably be
expected to possess;
(b) any medical service in
respect of which a fee or other remuneration is payable to a medical
practitioner out of the Insular Insurance Fund under the Insular Insurance Law;
(c) medical services
provided by a medical practitioner in respect of which he would not be entitled
to recover any fees from the insured person or any other person if this Law had
not been passed;
(d) any medical service in
respect of which any money benefit, other than medical benefit, is payable
under this Law;
(e) medical services of
such other classes as may be prescribed;
(f) medical services
provided to persons of such classes as may be prescribed.
ARTICLE 20
DENTAL BENEFIT
(1) Subject
to the provisions of this Law, where an insured person has paid fees to an
approved medical practitioner or an approved dentist for dental services
provided to him or any of his dependants, he shall be entitled to dental
benefit at such rate or rates as the States shall by regulations fix in respect
of such services.
(2) Regulations
made by the States under paragraph (1) of this Article may provide that in such
cases or classes of case as may be provided in the Regulations, an insured
person shall be entitled to a different rate of dental benefit.
ARTICLE 21
DENTAL SERVICES
In this Law, “dental service” means any such service as
the States shall by regulations specify, but does not include –
(a) dental services
provided by a medical practitioner or dentist in respect of which he would not
be entitled to recover any fees from the insured person or any other person if
this Law had not been passed;
(b) dental services
provided to persons of such classes as may be prescribed.
ARTICLE 22
OPHTHALMIC BENEFIT
(1) Subject
to the provisions of this Law, where an insured person has paid fees to an approved
optician for ophthalmic services provided to him or any of his dependants, he
shall be entitled to ophthalmic benefit at such rate or rates as the States
shall by regulations fix in respect of such services.
(2) Regulations
made by the States under paragraph (1) of this Article may provide that in such
cases or classes of case as may be provided in the Regulations, an insured
person shall be entitled to a different rate of ophthalmic benefit.
ARTICLE 23
OPHTHALMIC SERVICES
In this Law, “ophthalmic service” means any such
service as the States shall by regulations specify, but does not include
–
(a) ophthalmic services
provided by an optician in respect of which he would not be entitled to recover
any fees from the insured person or any other person if this Law had not been
passed;
(b) ophthalmic services
provided to persons of such classes as may be prescribed.
ARTICLE 24
PHARMACEUTICAL BENEFIT
(1) Subject
to the provisions of this Law, an insured person shall be entitled to
pharmaceutical benefit, that is to say, a prescribed medicine, prescribed drug,
prescribed appliance or prescribed material, on an order in the prescribed form
given by an approved medical practitioner or an approved dentist for the
treatment of the insured person or any of his dependants:
Provided that an approved medical practitioner or an approved
dentist shall not be entitled to pharmaceutical benefit on an order given by
himself for his own treatment.
(2) Subject
to the provisions of Article 25 of this Law, pharmaceutical benefit may be
obtained from and supplied only by approved suppliers.
(3) The
Committee may by order provide for the payment to an approved supplier by an
insured person, in such manner as may be prescribed, of such amount as may be
prescribed in respect of the supply by that approved supplier of pharmaceutical
benefit (hereinafter referred to as “a prescription charge”) and
different amounts may be prescribed for different descriptions of
pharmaceutical benefit.
(4) Any
order made under paragraph (3) of this Article may provide that in such cases
or classes of case as may be prescribed, an insured person shall pay such
different rate of prescription charge as shall be prescribed, or shall pay no
prescription charge.
(5) Any
order made under paragraph (3) of this Article may provide that, where an
insured person is excepted from liability to pay a prescription charge, the
amount of that charge may be recovered from the authority responsible for
providing him with assistance when in need.
(6) The
Committee shall by order make provision for the remuneration of approved
suppliers in respect of pharmaceutical benefit supplied by them in accordance
with the provisions of this Law and any such order may prescribe the terms and
conditions subject to which pharmaceutical benefit shall be supplied and the
terms and conditions subject to which payment for pharmaceutical benefit
supplied by approved suppliers will be made.
(7) No
order shall be made under paragraph (1) of this Article except after
consultation with the Pharmaceutical Benefit Advisory Committee, and no order
under paragraph (6) thereof (other than the first order thereunder) shall come
into force until the expiration of six months from the date on which it is
made.
ARTICLE 25
SUPPLY OF PHARMACEUTICAL BENEFIT BY APPROVED MEDICAL PRACTITIONERS
OR APPROVED DENTISTS
Provision may be made by order for enabling approved medical
practitioners and approved dentists to supply pharmaceutical benefit, at the
cost of the Health Insurance Fund, in cases where it is required for the
treatment of an insured person or any of his dependants before the benefit can
conveniently be obtained from an approved supplier.
ARTICLE 26
ORDERS IN RELATION TO BENEFIT
(1) Provision
may be made by order for such purposes as appear to the Committee to be
necessary or expedient for ensuring the due administration of this Law in
relation to benefit and in particular but without prejudice to the generality
of the foregoing –
(a) for the issue to
insured persons of evidence of insurance and for requiring insured persons to
produce such evidence to such persons and at such times as may be specified in
the order;
(b) for requiring the
surrender to the Committee of such evidence on the happening of such events as
may be specified in the order;
(c) for disqualifying a
person for the receipt of any money benefit unless he makes a claim therefor in
the prescribed manner and within the prescribed time and furnishes the
prescribed information and evidence;
(d) for requiring approved
medical practitioners, approved dentists and approved opticians to submit
accounts to insured persons and their dependants in the prescribed form and
within the prescribed time;
(e) for entitling an
insured person to recover from an approved medical practitioner, approved
dentist or approved optician the amount of any money benefit which the insured
person has become disqualified for receiving by reason of a failure on the part
of the medical practitioner, dentist or optician to comply with any requirement
made by virtue of sub-paragraph (d)
of this paragraph;
(f) for the payment
to an approved medical practitioner, approved dentist or approved optician, in
such circumstances as may be prescribed, of any benefit to which an insured
person would be entitled in respect of medical, dental or ophthalmic services
provided by the medical practitioner, dentist or optician to the insured person
or any of his dependants if the insured person had paid fees for those
services;
(g) for the payment, to any
public or parochial authority which has paid fees to an approved medical
practitioner, approved dentist or approved optician in respect of medical,
dental or ophthalmic services provided to an insured person or any of his
dependants, of any benefit to which the insured person would be entitled if he
had paid fees for those services, or of such annual amount as may be agreed
between the authority and the Committee as representing the aggregate in that
year of such benefit;
(h) as to the information
and evidence to be furnished by persons applying for the supply of
pharmaceutical benefit.
(2) Provision
may also be made by order –
(a) for enabling a person
to be appointed to exercise, on behalf of a claimant or beneficiary who may be
or become unable for the time being to act, any right or power which the claimant
or beneficiary may be entitled to exercise under this Law, and for authorizing
a person so appointed to receive and deal with any sum payable by way of money
benefit on behalf of the claimant or beneficiary;
(b) in connexion with the
death of any person, for enabling a claim for money benefit to be made or
proceeded with in the name of the deceased person, for authorizing the payment
or distribution of such benefit to or amongst persons claiming as the personal
representatives, legatees, heirs or creditors of the deceased person, or in
cases of illegitimacy of deceased persons, to or amongst others, and for
dispensing with strict proof of the title of persons so claiming.
ARTICLE 27
MONEY BENEFIT TO BE INALIENABLE
Subject to the provisions of this Law, money benefit shall not be
capable of being assigned, charged or attached, nor shall it pass to any other
person by operation of law, nor shall any claim be set off against the same.
ARTICLE 28
LIMITATION OF AMOUNT OF MONEY BENEFIT
Where the amount of the fee in respect of which any money benefit
is payable is less than the amount of the benefit, the amount of the benefit
shall be reduced to the amount of the fee.
ARTICLE 29
CLAIMS AND NOTICES SENT BY POST
For the purposes of this Part of the Law, any claim or notice sent
by post shall be deemed to have been made or given on the day on which it was
posted.
PART V
HEALTH INSURANCE FUND
ARTICLE 30
HEALTH INSURANCE FUND
(1) For
the purposes of this Law, there shall be established, under the control and management
of the Committee, a fund called “the Health Insurance Fund” into
which shall be paid all contributions payable under this Law by employers and
insured persons and all sums payable under this Law out of monies provided by
the States, and the proceeds of all fines imposed under this Law, and out of
which shall be paid all claims for money benefit and all sums payable in
respect of pharmaceutical benefit provided under this Law, and all expenses
incurred by the Committee in carrying this Law into effect.
(2) Accounts
of the Health Insurance Fund shall be prepared in such form, in such manner and
at such times as the Committee may determine, and the States’ Auditor
shall examine and certify every such account, and copies thereof (together with
the report of the States’ Auditor thereon) shall be laid before the
States.
(3) Any
monies forming part of the Health Insurance Fund may from time to time be paid
over to the Treasurer of the States and by him invested, in accordance with
such directions as may be given by the Finance Committee, in any loans issued
by the States or by Her Majesty’s Government or by the Government of any
of Her Majesty’s possessions overseas, or in such securities or in
securities of such class as the States, on the recommendation of the Finance
Committee, may approve.
(4) There
shall be presented to the States annually an account of the securities in which
monies forming part of the Health Insurance Fund are for the time being
invested.
ARTICLE 31
ACTUARIAL REPORTS
(1) An
actuary, appointed for the purpose by the Committee, shall review the operation
of this Law during the period ending with the thirty-first day of December next
after the expiration of five years from the appointed day and thereafter during
the period ending with the thirty-first day of December in every fifth year
and, on each such review, make a report to the Committee on the financial
condition of the Health Insurance Fund and the adequacy or otherwise of the
contributions payable under this Law to support the benefits thereunder having
regard to its liabilities under this Law:
Provided that the Committee may at any time reduce the period to be
covered by a review and report under this paragraph and accelerate the making
of that and subsequent reviews and reports accordingly.
(2) A
copy of every report under this Article shall be laid before the States as soon
as may be after it is made.
ARTICLE 32
CIVIL PROCEEDINGS TO RECOVER SUMS DUE TO HEALTH INSURANCE FUND
Proceedings for the recovery of sums due to the Health Insurance
Fund may be instituted by the Treasurer of the States, either in term or in
vacation, and, notwithstanding any enactment or rule of law to the contrary,
any such proceedings may be brought at any time within three years from the
time when the matter complained of arose.
ARTICLE 33
RECOVERY OF SUMS DUE TO HEALTH INSURANCE FUND BY DEDUCTIONS FROM
EARNINGS
(1) Where
judgment has been obtained for the payment of any sum due to the Health
Insurance Fund by any individual (hereafter in this Article referred to as
“the judgment debtor”) then, notwithstanding any enactment or rule
of law to the contrary and without prejudice to any other means of recovery,
the sum payable under the judgment together with the recoverable costs
(hereafter in this Article referred to as “the judgment debt”) may
be recovered in accordance with the provisions of this Article.
(2) Where
it is desired to recover any judgment debt under this Article –
(a) the Committee may serve
notice on the employer for the time being of the judgment debtor requiring him
to furnish the Committee, within such time (not being less than seven days) as
may be specified in the notice with a certificate of the amount earned by the
judgment debtor in the employ of the employer during such past period or
periods as may be so specified; and
(b) whether or not such a
certificate as aforesaid has been required to be furnished, the Committee may
serve notice on the employer for the time being of the judgment debtor
requiring him to make such deductions from the earnings of the judgment debtor
as may, having regard to all the circumstances of the case, appear to the
Committee to be reasonable and to pay the amounts so deducted to the Committee
at such times as may be specified in the notice, and the amount so paid shall
be applied towards the satisfaction of the judgment debt:
Provided that where the judgment debt has been ordered to be paid
by instalments, the Committee shall not require such deductions to be made as
would at any date reduce the judgment debt by a greater amount than that by
which it would have been reduced had the instalments been paid.
(3) Any
employer who refuses or without lawful excuse fails to furnish a certificate
which under sub-paragraph (a) of
paragraph (2) of this Article he is required to furnish within such time as may
be so required, or who furnishes a certificate which is false in a material
particular, shall be liable to a fine not exceeding ten pounds.
(4) Any
notice under sub-paragraph (b) of
paragraph (2) of this Article may at any time be varied by a subsequent notice
under that sub-paragraph.
(5) A
copy of every notice served under sub-paragraph (b) of paragraph (2) or paragraph (4) of this Article shall be
served also on the judgment debtor.
(6) Where
any employer fails to deduct any amount which he is required by virtue of
sub-paragraph (b) of paragraph (2) of
this Article to deduct, or to pay to the Committee any amount so deducted, the
amount may be recovered from him as a debt due to the Health Insurance Fund.
(7) Service
of any notice under this Article may be effected by sending it by the recorded
delivery service to the person on whom it is to be served at his usual or
last-known place of abode or his principal place of business or, in the case of
a company, at its registered office.
ARTICLE 34
RECOVERY IN BANKRUPTCY, ETC
(1) Where
the Royal Court has granted –
(a) an application by any
person to place his property under the control of the Court (“de remettre
ses biens entre les mains de la Justice”) ; or
(b) an application for the
holding of a “bénéfice d’inventaire” on the
estate of any deceased person ;
the “autorisés” or the Viscount, as the case may
be, shall pay out of the property of such person or the estate of such deceased
person any amount due to the Health Insurance Fund by such person or such
deceased person at the time of the granting of the application.
(2) In
the event of any “dégrèvement”,
“réalisation”, “désastre”, bankruptcy or
composition with creditors, any amount due to the Health Insurance Fund shall
rank for payment pari passu with
other privileged debts and in priority to all other debts.
PART VI
APPROVAL OF MEDICAL PRACTITIONERS,
DENTISTS, OPTICIANS AND SUPPLIERS OF PHARMACEUTICAL BENEFIT
ARTICLE 35
APPROVAL OF MEDICAL PRACTITIONERS, DENTISTS, OPTICIANS AND
SUPPLIERS OF PHARMACEUTICAL BENEFIT
(1) Every
medical practitioner, every dentist and every optician who complies with such
conditions as the States may by regulations specify shall be approved by the
Committee for the purposes of this Law if he applies to the Committee for such
approval in the prescribed manner.
(2) Every
authorized seller of poisons shall be approved by the Committee as a supplier
of pharmaceutical benefit for the purposes of this Law if he applies to the
Committee for such approval in the prescribed manner and in the application
undertakes to supply pharmaceutical benefit at the prices fixed, and in
accordance with the terms and conditions prescribed, from time to time under
this Law.
(3) The
Committee may also approve any other person as a supplier of pharmaceutical
benefit for the purposes of this Law if the Committee considers him competent
and if he undertakes to supply the same at the prices fixed, and in accordance
with the terms and conditions prescribed, from time to time under this Law.
(4) The
Committee shall keep a list of approved medical practitioners, dentists,
opticians and suppliers and such list shall be open at all reasonable times to
the inspection of any person without fee.
ARTICLE 36
POWER TO TAKE DISCIPLINARY PROCEEDINGS
(1) Where
it is represented to the Committee by any person that the conduct of any
approved medical practitioner, approved dentist, approved optician or approved
supplier (hereafter in this Article referred to as a
“practitioner”) has been such as to be prejudicial to the efficient
administration of this Law or as to create an unreasonable charge on the Health
Insurance Fund, the Committee shall refer the matter to the Health Services
Disciplinary Tribunal and the said Tribunal shall enquire into the matter and,
if of the opinion that the representation is well-founded, shall recommend to
the Committee –
(a) that the approval of
the practitioner be withdrawn ; or
(b) where the
representation is that the conduct of the practitioner has been such as to
create an unreasonable charge on the Health Insurance Fund, that he be required
to pay into the Fund an amount not exceeding the amount estimated by the said
Tribunal to be that of the additional charges imposed on the Fund by reason of
the conduct aforesaid.
(2) Where
the Health Services Disciplinary Tribunal recommends to the Committee that the
approval of a practitioner should be withdrawn, the Committee may withdraw such
approval either for a definite or an indefinite period and may, at any time
thereafter, restore such approval if it is of the opinion that it is proper and
equitable to do so.
(3) Where
the Health Services Disciplinary Tribunal recommends to the Committee that a
practitioner should be required to pay an amount into the Health Insurance
Fund, the Committee may confirm the recommendation and, in such a case, the
practitioner shall pay the said amount to the Committee within the period of
twenty-eight days from the date of the communication to him of the decision of
the Committee, or within such longer period as the Committee may allow and, if
he fails to do so, the Committee shall withdraw his approval and the provisions
of paragraph (2) of this Article shall apply accordingly.
(4) Where
the approval of a practitioner is withdrawn in accordance with the provisions
of paragraph (2) of this Article or where a practitioner is required to pay an
amount into the Health Insurance Fund in accordance with the provisions of
paragraph (3) of this Article, the practitioner may appeal to the Inferior
Number of the Royal Court, either in term or in vacation, against the decision
of the Committee.
(5) Where
a practitioner appeals against a decision of the Committee under paragraph (3)
of this Article and the appeal is abandoned or dismissed, the said paragraph
shall have effect as if for the reference therein to the period of twenty-eight
days there were substituted a reference to twenty-eight days from the date on
which the appeal was abandoned or dismissed.
(6) The
decision of the Inferior Number of the Royal Court on an appeal under this
Article shall be final and without further appeal, but without prejudice to the
right of the Inferior Number of the Royal Court to refer the matter to the
Superior Number of the Royal Court.
(7) Provision
may be made by order –
(a) as to the procedure to
be followed in proceedings before the Health Services Disciplinary Tribunal ;
and
(b) for summoning persons
to attend and give evidence or produce documents and for authorizing the
administration of oaths to witnesses.
It is hereby declared that the power to prescribe procedure
includes power to make provision as to the representation of a person, at any
hearing of a case, by an advocate or solicitor.
PART VII
ADMINISTRATION
ARTICLE
37
DETERMINATION OF CLAIMS AND QUESTIONS
(1) Subject
to the provisions of this Law, provision shall be made by order for the
determination by an officer appointed by the Committee (to be known as
“the determining officer”) of any question arising under or in
connexion with this Law, including any claim for benefit.
(2) Paragraph
(1) of this Article shall not apply to any question –
(a) whether or not any
person is liable to pay contributions as an employed person, self-employed
person or non-employed person, or as an employer ;
(b) whether any person is
or was a child or is or was under the upper limit of the compulsory school age
;
(c) whether any person is
or was a child of the family of an insured person.
(3) Any
such question as is referred to in sub-paragraph (a) of paragraph (2) of this Article shall be determined in like
manner, subject to the prescribed modifications and adaptations, as the
corresponding question arising in respect of a liability to pay contributions
under the Insular Insurance Law ; and any decision of any such question, if
given for the purposes of that Law, shall have effect also for the purposes of
this Law, or if given for the purposes of this Law, shall have effect also for
the purposes of that Law.
(4) Any
such question as is referred to in sub-paragraph (b) or (c) of paragraph
(2) of this Article shall be determined in like manner, subject to the
prescribed modifications and adaptations, as the corresponding question arising
in respect of an allowance under the Family Allowances Law ; and any decision
of any such question, if given for the purposes of that Law, shall have effect
also for the purposes of this Law, or if given for the purposes of this Law,
shall have effect also for the purposes of that Law.
(5) Orders
under paragraph (1) of this Article shall provide –
(a) for appeals to the
Health Insurance Tribunal from any decision of the determining officer ;
(b) for the reference to
the Inferior Number of the Royal Court for decision of any question of law
arising in connexion with the determination of a question by the determining
officer or of an appeal by the Health Insurance Tribunal ;
(c) for appeals to the
Inferior Number of the Royal Court from a decision of the determining officer
or of the Health Insurance Tribunal on any question of law.
(6) The
decision of the Inferior Number of the Royal Court on any reference or appeal
by virtue of paragraph (5) of this Article shall be final and without further
appeal, but without prejudice to the right of the Inferior Number of the Royal
Court to refer the question at issue to the Superior Number of the Royal Court.
(7) Subject
to the provisions of this Article, any order made thereunder may, in relation
to proceedings before the determining officer or the Health Insurance Tribunal
in accordance with the order, include provision –
(a) as to the procedure
which is to be followed, the form which is to be used for any document, the
evidence which is to be required and the circumstances in which any official
record or certificate is to be sufficient or conclusive evidence ;
(b) as to the time to be
allowed for making any claim or appeal, for raising any question with a view to
the review of any decision or for producing any evidence ;
(c) for summoning persons
to attend and give evidence or produce documents and for authorizing the
administration of oaths to witnesses.
It is hereby declared that the power to prescribe procedure
includes power to make provision as to the representation of one person, at any
hearing of a case, by another person, whether having professional
qualifications or not.
(8) Provision
may be made by order that where in any proceedings –
(a) for an offence under
this Law ; or
(b) involving any question
as to the payment of contributions under this Law ; or
(c) for the recovery of any
sums due to the Health Insurance Fund ;
any question arises which is required by an order under this
Article to be determined in accordance with the provisions of the order, or is
required by paragraph (3) or (4) of this Article to be determined in like
manner as a corresponding question arising under the Insular Insurance Law or
the Family Allowances Law, the decision of that question on its determination
as aforesaid shall be conclusive for the purpose of those proceedings ; and an
order under this Article may make provision for obtaining such a decision when
it has not been given, and for adjourning the proceedings until such a decision
has been given.
ARTICLE 38
EXPENSES OF PERSONS REQUIRED TO ATTEND PROCEEDINGS
(1) The
Committee may pay such travelling and other allowances, including compensation
for loss of remunerative time, as it may determine –
(a) to any member of the
Health Insurance Tribunal, the Health Services Disciplinary Tribunal or the
Pharmaceutical Benefit Advisory Committee ;
(b) to any person required
to attend before the Health Insurance Tribunal or the Health Services
Disciplinary Tribunal.
(2) The
Committee may also pay to any such member as aforesaid any other expenses
incurred in connexion with his work as such which appear to the Committee to be
reasonable.
ARTICLE 39
POWERS OF INSPECTION
(1) Any
officer of the Committee generally or specially authorized in writing in that
behalf (in this Article referred to as an “inspector”) shall, for
the purposes of the execution of this Law, be entitled, subject to the
production by him if so required of evidence of his authority, to do all or any
of the following things, namely –
(a) to enter at all
reasonable times any premises or place liable to inspection under this Article
;
(b) to make such examination
and inquiry as may be necessary for ascertaining whether the provisions of this
Law are being or have been complied with in any such premises or place ;
(c) to examine, either
alone or in the presence of any other person, as he thinks fit, with respect to
any matters under this Law on which he may reasonably require information,
every person whom he finds in any such premises or place, or whom he has
reasonable cause to believe to be or to have been an insured person, and to
require every such person to be so examined ;
(d) to require the
production of, and to inspect, examine and copy any record or other document
kept in pursuance of any order or used or issued for the purposes of this Law
or any order ;
(e) to exercise such other
powers as may be necessary for carrying this Law into effect.
(2) The
occupier of any premises or place liable to inspection under this Article
(being any such premises or place as are referred to in sub-paragraph (a) of paragraph (4) of this Article) and
any person who is or has been employing any person, and the servants and agents
of any such occupier or other person, and any insured person, shall furnish to
an inspector all such information and produce for inspection all such documents
as the inspector may reasonably require for the purpose of ascertaining whether
contributions are or have been payable, or have been duly paid, by or in
respect of any person, or whether any person is or was entitled to benefit.
(3) If
any person –
(a) wilfully delays or
obstructs an inspector in the exercise of any power under this Article ; or
(b) refuses or neglects to
answer any question or to furnish any information or to produce any record or
document when required to do so under this Article ;
he shall be liable, in the case of a first offence, to a fine not
exceeding ten pounds and, in the case of a second or subsequent offence, to a
fine not exceeding fifty pounds :
Provided that no person shall be required under this Article to
answer any question or to give any evidence tending to incriminate himself.
(4) The
premises and places liable to inspection under this Article are –
(a) any premises or place
where an inspector has reasonable grounds for supposing that any persons are
employed, except that they do not include any private dwelling-house not used
by or by permission of the occupier for the purposes of a trade or business ;
(b) any premises or place
used, or which during the preceding year have been used, by an approved
supplier for the purposes of his business.
ARTICLE 40
INFORMATION AS TO, AND PROOF OF, BIRTHS, MARRIAGES AND DEATHS
(1) The
States may make regulations to provide for the furnishing by the
superintendent-registrar and registrars, subject to the payment of such fee as
may be prescribed by the regulations, of such information for the purposes of
this Law, including copies or extracts from the registers in their custody, as
may be so prescribed.
(2) Where
the age, marriage or death of a person is required to be ascertained or proved
for the purposes of this Law, any person shall –
(a) on presenting to the
superintendent-registrar, or to the registrar having the custody of the
register wherein particulars of the birth, marriage or death, as the case may
be, of the first-mentioned person are entered, a duly completed requisition in
writing in that behalf ; and
(b) on payment of a fee, in
the case of a birth certificate of sixpence and in the case of a marriage or
death certificate of one shilling ;
be entitled to obtain a certified copy of the entry of those
particulars.
(3) Requisitions
for the purposes of paragraph (2) of this Article shall be in such form and
contain such particulars as may from time to time be specified by the
Committee, and suitable forms thereof shall, on request, be supplied without
charge by the Committee.
(4) In
this Article, “superintendent-registrar” and
“registrar” mean respectively the superintendent-registrar and a
registrar of births, marriages and deaths appointed in pursuance of the
“Loi (1842) sur l’Etat Civil”.
PART VIII
MISCELLANEOUS AND GENERAL
ARTICLE 41
SUPPLEMENTARY SCHEMES
(1) Any
body of persons claiming to represent, or to be entitled to be treated as
representing, insured persons of any class and (if in so far as the class is a
class of employed persons) their employers may submit to the Committee a scheme
(in this Law referred to as a “supplementary scheme”) for
supplementing the rights conferred on those insured persons by this Law,
whether by providing for additional payments in respect of medical, dental and
ophthalmic services or for the supply of additional medicines, drugs,
appliances or materials, or by providing for payments in cases for which
benefit is not provided by this Law, or otherwise.
(2) The
Committee may by order approve, whether with or without amendment, any supplementary
scheme if the Committee is satisfied that it is expedient that the scheme
should come into operation :
Provided that the Committee, before approving a supplementary
scheme, shall take steps to ascertain, so far as practicable, the views of any
insured persons or employers affected thereby who in the opinion of the
Committee are not represented by the body submitting the scheme.
(3) Subject
to the provisions of this Article, a supplementary scheme may –
(a) apply for the purposes
of the scheme (including in particular the purpose of determining any question
as to the application of the scheme to any person or class of persons) any of
the provisions of this Law or of any orders, with or without modifications ;
(b) make such provision for
the constitution of a body to be charged with the administration of the scheme
and with respect to the supervision of the administration of the scheme and
accounts as the Committee considers to be necessary for the purpose of giving
effect to the scheme (including provision for the making of returns to the
Committee as to matters affecting the operation of the scheme) ;
(c) provide for the
participation of the Committee in the administration of the scheme to such an
extent and for such purposes as may be therein specified ;
(d) provide for the
defraying, out of any funds which may be available for the purposes of the
scheme, of such fees and other charges as may be determined by the Committee,
in respect of the participation of the Committee in the administration of the scheme
as aforesaid ;
(e) contain such other
provisions as the Committee considers to be necessary for the purpose of giving
effect to the scheme.
(4) No
part of the funds required for providing benefits under a supplementary scheme
or otherwise in connexion therewith shall be derived from monies provided by
the States :
Provided that nothing in this paragraph shall prevent the making,
in respect of persons whose remuneration is or may be defrayed out of monies
provided by the States, of a scheme whereunder contributions are payable by
employers.
(5) The
provisions (other than this Article) of this Law, and the provisions of any
orders shall not, except in so far as they are applied by a supplementary
scheme, apply to or have effect in relation to or for the purposes of the
scheme.
(6) A
supplementary scheme, when approved by the Committee, shall continue in force
until determined in accordance with the provisions thereof.
(7) The
Committee may by order –
(a) vary or amend the
provisions of a supplementary scheme in any manner and at any time if so
requested by –
(i) the
body by whom it was submitted or any other body of persons which, in the
opinion of the Committee, is concerned as representing insured persons or
employers ; or
(ii) the
body charged with the administration of the scheme ; and
(b) where it appears to the
Committee that, having regard to any periodic audit and valuation, the fund
constituted under the scheme –
(i) is
or is likely to become, and is likely to continue to be, insufficient to discharge
its liabilities ; or
(ii) is
and is likely to continue to be more than reasonably sufficient to discharge
its liabilities ;
after consultation with the last mentioned body, make such
modifications in any of the rates of contribution or in relation to any benefit
under the scheme as appear to the Committee to be required in order to make the
fund, as the case may be, sufficient or no more than reasonably sufficient to
discharge its liabilities ;
and a supplementary scheme may empower the body charged with the
administration of the scheme to make, if the Committee so directs, such
temporary modification in any of the rates of contribution or in relation to
any benefit under the scheme as are, in the opinion of the Committee,
sufficient to secure the solvency of the fund constituted under the scheme.
ARTICLE 42
POWER TO MODIFY OR WIND UP EXISTING SCHEMES
Provision for modifying or winding up, in connexion with the
enactment of this Law, any scheme for the provision of medical, dental or
ophthalmic services or the supply of pharmaceutical requirements (including any
scheme established by or under any enactment and any scheme evidenced only by
one or more policies of insurance) may be made by order of such Committee of
the States as may be determined by the Finance Committee to be appropriate in
relation to the scheme to which the order is to apply or, if the Finance
Committee determines that there is no such appropriate Committee, by the
Finance Committee itself.
ARTICLE 43
RECIPROCAL AGREEMENTS WITH OTHER COUNTRIES
(1) For
the purpose of giving effect to any agreement with the government of the United
Kingdom or of any part of Her Majesty’s dominions or the government of
any other country (including any agreement between the government of the United
Kingdom and the government of any part of Her Majesty’s dominions or of
any other country which has been extended or applies to the Island) providing
for reciprocity in matters relating to the treatment of sickness and bodily
defects, it shall be lawful for the States, by Act, to make provision for
modifying or adapting this Law in its application to cases affected by the
agreement.
(2) The
modifications of this Law which may be made by virtue of paragraph (1) of this
Article shall include provision –
(a) for securing that acts,
omissions and events having any effect for the purposes of the law of the
country in respect of which the agreement is made shall have a corresponding
effect for the purposes of this Law (but not so as to confer a right to double
benefit) ;
(b) for making any
provisions as to administration and enforcement contained in this Law, or in
any enactment thereunder, applicable also for the purposes of the law of the
said country ;
(c) for making any
financial adjustments by payments into or out of the Health Insurance Fund.
ARTICLE 44
GENERAL PROVISIONS AS TO OFFENCES AND PENALTIES
(1) If
any person –
(a) makes or knowingly
utters or, unless he shows a lawful excuse, has in his possession any
fictitious insurance stamp ; or
(b) makes or, unless he shows
a lawful excuse, has in his possession, any die, plate, instrument or materials
for making any fictitious insurance stamp ; or
(c) buys, sells or offers
for sale, takes or gives in exchange, or pawns or takes in pawn any insurance
card or any used insurance stamp or any fictitious insurance stamp ; or
(d) fraudulently removes
any insurance stamp from any insurance card ; or
(e) affixes any used
insurance stamp or any fictitious insurance stamp to any insurance card ; or
(f) fraudulently
erases or otherwise removes any mark from any used insurance stamp with the
intent that further use should be made of such stamp ; or
(g) for the purpose of
obtaining any benefit or payment under this Law, whether for himself or some
other person, or for any other purpose connected with this Law –
(i) knowingly
makes any false statement or false representation or withholds any material
information ; or
(ii) produces
or furnishes, or causes or knowingly allows to be produced or furnished, any
document or information which he knows to be false in a material particular ;
or
(h) with intent to deceive
–
(i) forges
or alters any document issued for the purposes of this Law ; or
(ii) uses,
or lends to or allows to be used by any other person, any such document ; or
(iii) has in
his possession any document so closely resembling such a document as to be
calculated to deceive ;
he shall be liable to a fine not exceeding one hundred pounds or to
imprisonment for a term not exceeding three months or to both such fine and
such imprisonment.
(2) Provision
may be made by order for the recovery of monetary penalties in respect of any
offence under this Law, being a contravention of or failure to comply with any
provisions of the order, so, however, that such penalties shall not exceed ten
pounds for each offence, together with, in the case of a continuing offence, a
further ten pounds for each day during which the offence continues after
conviction thereof.
(3) Where
any offence under this Law which has been committed by a body corporate is
proved to have been committed with the consent or connivance of, or to be
attributable to any negligence on the part of, any director, manager, secretary
or other officer of the body corporate, he as well as the body corporate, shall
be deemed to be guilty of that offence and shall be liable to be proceeded
against and punished accordingly.
(4) In
any proceedings under paragraph (1) of this Article with respect to used
stamps, a stamp shall be deemed to have been used if it has been affixed to an
insurance card or cancelled or defaced in any way whatsoever and whether it has
actually been used for the purpose of payment of a contribution or not.
(5) In
this Article –
“fictitious insurance stamp” means any facsimile,
imitation or representation of any insurance stamp and includes any stamp which
has been fraudulently printed or impressed from a genuine die ;
“insurance card” means any card issued under any order
for the purpose of the payment of contributions by affixing insurance stamps
thereto.
(6) Nothing
in this Article shall be construed as preventing the recovery by means of civil
proceedings of any sums due to the Health Insurance Fund.
ARTICLE 45
GENERAL PROVISIONS AS TO PROSECUTIONS
(1) Any
proceedings which may be taken against any person under this Law may be taken
at any time not later than twelve months from the date of the commission of the
alleged offence or within the period of three months from the date on which
evidence, sufficient in the opinion of the Committee to justify the proceedings,
comes to the knowledge of the Committee or, where the person in question was
outside the Island at that date, within the period of twelve months from the
date on which he first lands in the Island thereafter, whichever of the said
periods last expires.
(2) For
the purposes of paragraph (1) of this Article, a certificate, purporting to be
signed on behalf of the Committee, as to the date on which such evidence as
aforesaid came to the knowledge of the Committee shall be conclusive evidence
thereof.
(3) In
any proceedings for an offence under this Law, the wife or husband of the
accused shall be competent to give evidence, whether for or against the accused
:
Provided that the wife or husband shall not be compellable either
to give evidence or, in giving evidence, to disclose any communication made to
her or him by the accused during the marriage.
ARTICLE 46
GENERAL PROVISIONS AS TO ACTS, REGULATIONS AND ORDERS
(1) Except
in so far as this Law otherwise provides, any power conferred thereby to make
any Act, regulations or order may be exercised –
(a) either in relation to
all cases to which the power extends, or in relation to all those cases subject
to specified exceptions, or in relation to any specified cases or classes of
case ;
(b) so as to make, as respects
the cases in relation to which it is exercised –
(i) the
full provision to which the power extends or any less provision (whether by way
of exception or otherwise) ;
(ii) the
same provision for all cases in relation to which the power is exercised or
different provision for different cases or classes of case, or different
provision as respects the same case or class of case for different purposes of
this Law ;
(iii) any
such provision either unconditionally or subject to any specified condition.
(2) Without
prejudice to any specific provision of this Law, any Act, regulations or order
under this Law may contain such incidental or supplementary provisions as
appear to the States or, as the case may be, the Committee making the order, to
be expedient for the purposes of the Act, regulations or order.
(3) The
Subordinate Legislation (Jersey) Law, 1960, shall apply to orders made under
this Law.
ARTICLE 47
AMENDMENT OF INSULAR INSURANCE LAW
(1) In
paragraph (1) of Article 1 of the Insular Insurance Law, after the definition of “entry into
insurance” there shall be inserted the definition –
“ ‘the Health Insurance Law’ means the Health
Insurance (Jersey) Law, 1967;”.
(2) For
paragraph (1) of Article 10 of the Insular Insurance Law there shall be substituted the following paragraph
–
“(1) Provision
may be made by order –
(a) for any matters
incidental to the payment and collection of contributions under this Law,
including the coordination thereof with the payment and collection of
contributions under the Health Insurance Law and the modification in that
behalf of that Law ;
(b) for treating, for the
purpose of any right to benefit, contributions paid after the due dates as paid
on those dates or on such later dates as may be prescribed, or as not having been
paid, and for treating, for the purpose aforesaid, contributions payable by an
employer on behalf of an insured person, but not paid, as paid where the
failure to pay is shown not to have been with the consent or connivance of, or
attributable to any negligence on the part of, the insured person ;
(c) for treating
contributions of the wrong class or at the wrong rate as paid on account of
contributions properly payable or on account of contributions under the Health
Insurance Law, and for treating contributions under that Law which were not
payable as paid on account of contributions under this Law, notwithstanding
anything in that Law ;
(d) for the return of
contributions under this Law paid in error ;
(e) (without prejudice to
any other remedy) for the recovery, on prosecutions brought under or by virtue
of this Law, of contributions under this Law or under the Health Insurance
Law.”
ARTICLE 48
SAVING
For the avoidance of doubt, it is hereby declared that nothing in
this Law shall be deemed to authorize any person to undertake any work, provide
any service or supply any goods which, under any other enactment, he is
prohibited from undertaking, providing or supplying.
ARTICLE 49
PROVISIONS AS TO COMMENCEMENT
(1) In
this Law, the expression “the appointed day” means, subject to the
following provisions of this Article, such day as the States may by Act appoint
and different days may be appointed for different purposes of this Law or for
the same purpose in relation to different cases or classes of case.
(2) Any
Act under paragraph (1) of this Article may, if the day thereby appointed is
appointed for some only of the purposes of this Law or in relation only to some
cases or classes of case, contain such incidental or supplementary provisions
as appear to the States to be necessary or expedient as respects the period
when this Law is to have a partial operation only or as respects the transition
from that period to the period when this Law is in full operation.
(3) Without
prejudice to the generality of the provisions of paragraph (2) of this Article,
the provisions which may be made thereunder include, in particular, provision
for modifying and supplementing the provisions of this Law in relation to the
period to which the Act is to apply, and such modifications may include
provisions reducing the rates of any contributions payable for any period
during which this Law is to operate as respects some only of the benefits
thereby conferred.
ARTICLE 50
SHORT TITLE
This Law may be cited as the Health Insurance (Jersey) Law, 1967.
SCHEDULES
FIRST SCHEDULE
(Article II)
CONTRIBUTION RATES
PART I
EMPLOYED PERSONS
Description of employed person
|
Weekly rate of contribution
|
|
s.
d.
|
Men between the ages of 18 and 70... ...
|
2 0
|
Women between the ages of 18 and 65 ...
|
2 0
|
Boys under the age of 18 ... ... ... ...
|
1 0
|
Girls under the age of 18 ... ... ... ...
|
1 0
|
PART II
EMPLOYERS
Description of employed person
|
Weekly rate of contribution
|
|
s.
d.
|
Men between the ages of 18 and 70... ...
|
1 0
|
Women between the ages of 18 and 65 ...
|
1 0
|
Boys under the age of 18 ... ... ... ...
|
6
|
Girls under the age of 18 ... ... ... ...
|
6
|
For the purpose of this Part of this Schedule, a person over
compulsory insurance age, not being an insured person, shall be treated as an
employed person if he would be an insured person were he under compulsory
insurance age and would be an employed person were he an insured person.
PART III
SELF-EMPLOYED PERSONS
Description of self-employed person
|
Weekly rate of contribution
|
|
s.
d.
|
Men between the ages of 18 and 70... ...
|
3 0
|
Women between the ages of 18 and 65 ...
|
3 0
|
Boys under the age of 18 ... ... ... ...
|
1 6
|
Girls under the age of 18 ... ... ... ...
|
1 6
|
PART IV
NON-EMPLOYED PERSONS
Description of non-employed person
|
Weekly rate of contribution
|
|
s. d.
|
Men between the ages of 18 and 70... ...
|
3 0
|
Women between the ages of 18 and 65 ...
|
3 0
|
Boys under the age of 18 ... ... ... ...
|
1 6
|
Girls under the age of 18 ... ... ... ...
|
1 6
|
SECOND SCHEDULE
(Articles 1 and 24)
PHARMACEUTICAL BENEFIT ADVISORY COMMITTEE
1.-(1) In
this Schedule, “the Advisory Committee” means the Pharmaceutical
Benefit Advisory Committee.
(2) References
in this Schedule to approved suppliers are references to approved suppliers who
are pharmaceutical chemists.
2. The
Advisory Committee shall consist of :
-
(a) a chairman and two
other persons appointed by the Committee ;
(b) a pharmaceutical
chemist appointed by the Committee ;
(c) the Medical Officer of
Health ;
(d) two approved medical
practitioners and two approved suppliers, appointed in accordance with the
provisions of paragraph 6 of this Schedule.
3. The
Committee shall appoint a secretary of the Advisory Committee and there shall
be paid to the secretary such remuneration and allowances as the Committee
thinks fit.
4.-(1) The
chairman and other appointed members of the Advisory Committee shall hold
office for a period of twelve months ending on the twelfth day of April and
shall be re-eligible :
Provided that the first chairman and members shall be appointed as
soon as may be after the appointed day and shall remain in office until the
twelfth day of April next following.
(2) The
chairman or any appointed member of the Advisory Committee shall cease to hold
office –
(a) if he tenders his
resignation in writing to the Committee ; or
(b) if he appoints a
special attorney without whom he may not transact in matters real or personal ;
or
(c) if a curator is
appointed to his person or his property ; or
(d) if, without reasonable
excuse, he absents himself from three consecutive meetings of the Advisory
Committee.
(3) A
person appointed to fill a casual vacancy in the office of chairman or member
of the Advisory Committee shall hold office until the date on which the person
in whose place he is appointed would have ceased to hold office.
5. The
following persons shall be ineligible for appointment under paragraph 2(a) of this Schedule, namely, members of
the States, medical practitioners, dentists, opticians and pharmaceutical
chemists, and persons who hold any paid office or other place of profit under
the Crown or the States or any administration of the States or any parochial
authority.
6. The
approved medical practitioners and approved suppliers to be appointed in
pursuance of paragraph 2(d) of this
Schedule shall be appointed respectively by the persons who on the twenty-first
day preceding that on which the term of office is to commence are approved
medical practitioners or, as the case may be, approved suppliers.
7. The
Advisory Committee shall appoint one of the members appointed in pursuance of
paragraph 2(a) of this Schedule to be
vice-chairman of the Advisory Committee, and in the absence of the chairman the
vice-chairman shall preside at meetings of the Advisory Committee.
8. Subject
to the provisions of paragraph 7 of this Schedule, any member of the Advisory
Committee may appoint a deputy to act on his behalf at any meeting of the
Advisory Committee at which he is unable to be present and if a deputy has been
so appointed and his appointment notified to the secretary of the Advisory
Committee he shall be entitled to act in the place of the person by whom he is
appointed :
Provided that an approved medical practitioner or an approved
supplier may only appoint a person of like qualifications to act on his behalf.
9. On
any matter on which the votes of the Advisory Committee are divided, the manner
in which the members have voted shall be recorded.
10. The
Committee may by order make provision for regulating any matter which, in its
opinion, requires regulating for the purpose of carrying any of the provisions
of this Schedule into effect.
THIRD SCHEDULE
(Articles 1 and 36)
HEALTH SERVICES DISCIPLINARY TRIBUNAL
1. In
this Schedule, “the Tribunal” means the Health Services
Disciplinary Tribunal.
2. The
States, on the recommendation of the Committee, shall appoint from among the
advocates and solicitors of the Royal Court of not less than five years
standing, to hold office during such period as the States may direct, a
chairman of the Tribunal to preside at sittings of the Tribunal and a deputy
chairman of the Tribunal to preside at such sittings where the chairman is unable
to preside or is an interested party to the matter before the Tribunal.
3.-(1) The
States, on the recommendation of the Committee, shall constitute a panel of not
less than five persons who may be called upon to serve as members of the
Tribunal.
(2) The
following persons shall be ineligible for inclusion in the said panel, namely,
Jurats, members of the States, advocates and solicitors of the Royal Court,
medical practitioners, dentists, opticians and pharmaceutical chemists, and
persons who hold any paid office or other place of profit under the Crown or
the States or any administration of the States or any parochial authority.
(3) The
constitution of the said panel may be reviewed from time to time, and the
States, on the recommendation of the Committee, may make such additions thereto
and deletions therefrom as they consider necessary.
4.-(1) The
Committee shall constitute four panels of persons who may be called upon to
serve as members of the Tribunal, namely –
(a) a panel of not less
than four medical practitioners ;
(b) a panel of not less
than four dentists ;
(c) a panel of not less
than four opticians ; and
(d) a panel of not less
than four pharmaceutical chemists.
(2) In
relation to the constitution of each of the panels mentioned in sub-paragraph
(1) of this paragraph, the Committee shall consult with such insular
organization as it may recognize as representative of the profession concerned.
(3) The
constitution of the said panels may be reviewed from time to time and, subject
to sub-paragraph (2) of this paragraph, the Committee may make such additions
thereto or deletions therefrom as it considers necessary.
5. The
Tribunal shall consist of the chairman or deputy chairman and of four members
selected by the Committee for each sitting, two from the panel constituted
under paragraph 3 of this Schedule and two from a panel constituted under
paragraph 4 of this Schedule, being persons belonging to the same profession as
the person whose case is being investigated.
6. The
Committee shall appoint a secretary of the Tribunal and there shall be paid to
the secretary such remuneration and allowances as the Committee thinks fit.
FOURTH SCHEDULE
(Articles 1 and 37)
HEALTH INSURANCE TRIBUNAL
1. In
this Schedule, “the Tribunal” means the Health Insurance Tribunal.
2. The
Tribunal shall consist of a chairman and five other members appointed by the
States, on the recommendation of the Committee.
3.-(1) The
chairman and members of the Tribunal shall hold office for a term of three
years ending on the twelfth day of April and shall be re-eligible :
Provided that the first chairman and members shall be appointed as
soon as may be after the appointed day and shall remain in office until the
twelfth day of April of the third year next following that in which they are
appointed.
(2) The
chairman or any appointed member of the Tribunal shall cease to hold office
–
(a) if he tenders his
resignation in writing to the Committee ; or
(b) if he appoints a
special attorney without whom he may not transact in matters real or personal ;
or
(c) if a curator is
appointed to his person or his property ; or
(d) if, without reasonable
excuse, he absents himself from a session of the Tribunal at which he is
summoned to attend.
(3) A
person appointed to fill a casual vacancy in the office of chairman or member
of the Tribunal shall hold office until the date on which the person in whose
place he is appointed would have ceased to hold office.
4. Of
the five other members of the Tribunal, three only, to be selected by the
Committee, shall be summoned to attend any particular session of the Tribunal.
5. Where
the chairman of the Tribunal is unable to act, the Committee shall designate
one of the five other members of the Tribunal to act as deputy chairman.
E.J.M. POTTER,
Deputy Greffier of the States.