Public Employees
(Contributory Retirement Scheme) (New Members) (Jersey) Regulations 1989[1]
1 Interpretation
In these Regulations,
unless the context otherwise requires –
“1957 Law” means the Prison (Jersey) Law 1957;
“2011 Law” means the Fire and Rescue Service
(Jersey) Law 2011;
“2012 Law” means the States of Jersey Police Force
Law 2012;
“2014 Pensions Law” means the Public Employees (Pensions)
(Jersey) Law 2014;
“Actuary” means a person appointed in accordance with Regulation 10
of the Administration Regulations, to give actuarial advice in respect of the
fund;
“added years” means such period of additional pensionable
service as may be granted to a member on account of –
(a) any
refund paid or transfer value received, as referred to in repealed Regulation 7
of the General Regulations or transfer payment under Regulation 23 of the Administration
Regulations;
(b) any
additional voluntary contributions (and related employer contributions) paid
under Regulation 3;
(c) augmentation
pursuant to Regulation 17;
(d) in
the case of a member referred to in Regulation 2(3)(a), any special
contributions paid under arrangements made whilst a member of the Former
Hospital Scheme;
(e) any pensionable
allowance; and
(f) an
employer-initiated salary reduction and awarded by way of compensation under
Regulation 19A;
“Administration Regulations” means the Public Employees (Pension
Scheme) (Administration) (Jersey) Regulations 2015;
“Administrator” shall be construed in accordance with Regulation 19
of the Administration Regulations;
“appointed day” means 1st January 1988;
“1990 appointed day” means 1st January 1990;
“average salary” means final pensionable salary,
calculated without reference to any pensionable allowance giving rise to added
years of pensionable service under Regulation 19;
“category A member” means a member employed –
(a) as an
emergency ambulance officer for the purposes of discharging the States of
Jersey’s ambulance service, other than an emergency ambulance officer who
ceased to be a member before 1st January 1999;
(b) as a
firefighter (not being the Chief Fire Officer) within the meaning of Article 1
of the 2011 Law;
(c) as an
officer (not being a person appointed as a chief fire officer or deputy chief
fire officer of the Airport Rescue and Firefighting Service) in the Airport
Rescue and Firefighting Service within the meaning of Article 1 of the 2011 Law;
(d) as a
police officer in the States Police Force within the meaning of Article 1
of the 2012 Law;
(e) as a
prison officer,
not being a category B or category C
member;
“category B member” means
a member who is –
(a) an
air traffic control officer in the “air traffic control unit”,
within the meaning of Article 1(1) of the Air Navigation (Jersey)
Law 2014 maintained at Jersey Airport;
(b) a
person employed as the chief ambulance officer or assistant chief ambulance
officer for the purposes of discharging the States of Jersey’s ambulance
service, whose basic salary due under his or her contract of employment, with
effect from 1st January 2003, is reduced by 4%;
(c) a person appointed as a chief fire officer or deputy chief fire
officer of the Airport Rescue and Firefighting Service;
(d) the Chief Fire Officer
within the meaning of Article 1 of the 2011 Law;
(e) the Chief Officer of
the States Police Force within the meaning of Article 1 of the 2012 Law;
(f) the prison
Governor within the meaning of Article 1(1) of the 1957 Law;
“category C member” means
a member employed as a prison officer –
(a) whose employment first
commenced on or after 1st February 2013; or
(b) who, in accordance with
Regulation 2(14)(c), was re-admitted or admitted to the scheme before the
coming into force of Regulation 8 of the Membership
and Benefits Regulations;
“child” means, in respect of an individual who is a
member, pensioner or deferred pensioner, any person who is –
(a) a
natural child of that individual whether or not born of a marriage entered into
by that individual;
(b) a
step-child of that individual by virtue of a marriage or civil partnership
entered into by that individual;
(c) legally
adopted by that individual; or
(d) any
other person which the Committee is satisfied is a proper recipient of a
child’s pension under these Regulations:
Provided that –
(i) a child en
ventre sa mère at the date of that
individual’s death who would fall within sub-paragraph (a) or (b)
shall be included in this definition,
(ii) a
person who has attained the age of 16 years may be treated as a child for
the purposes of these Regulations if the person has not attained the age of 23
years, and either is receiving full-time education in an educational
establishment approved by the Committee, or is not receiving full-time
education but the Committee is satisfied that it remains appropriate to treat the
person as a child for the purposes of these Regulations;
“Committee” means the Committee of Management construed
in accordance with Article 4 of the 2014 Pensions Law and Regulation 2
of the Administration Regulations;
“Crown Officer” means the Bailiff, the Deputy Bailiff,
the Attorney General and the Solicitor General;
“deferred pensioner” means a former member entitled to a
pension under Regulation 8 which has not yet become payable;
“dependant” means, in relation to any deceased member,
deferred pensioner or pensioner –
(a) any
adult person; or
(b) any person
who is not an adult and is not a child as defined under these Regulations,
who was at the time of his or her death or when an election took
place under Regulation 14 dependant on him or her for the provision of all or
most of the ordinary necessities of life;
“employee” means a person employed by an employer who
the employer certifies is –
(a) a
full-time employee or a part-time employee;
(b) employed
on a permanent basis or on a fixed term contract; and
(c) not a
member of any other scheme made or approved by the States;
“employer” means –
(a) the States Employment Board within the meaning of the Employment of States of Jersey Employees (Jersey) Law 2005, in respect of the States or
any administration of the States;
(b) any
other employer –
(i) admitted to the
scheme under repealed Regulation 9 of the General Regulations,
(ii) treated
as if admitted to the scheme under any enactment which provides for that
employer to become an employer for the purposes of the scheme in respect of
member’s whose employment with the States Employment Board is transferred
to that employer, or
(iii) treated
as if admitted to the scheme under paragraph 2(4) and (5) of Schedule 1
to the Membership and Benefits Regulations;
“employer-initiated salary reduction” means in relation
to a member’s salary, the application of a reduction to that salary by an
employer as a result of –
(a) a workforce or other organisational
restructure affecting that member’s employment; or
(b) a re-evaluation of any salary scale or
structure that may apply in respect of that member’s employment;
“equivalent scheme established outside Jersey” shall be
construed in accordance with Article 131CG of the Income Tax Law;
“1989 Existing Members Regulations” means the Public Employees
(Contributory Retirement Scheme) (Existing Members) (Jersey)
Regulations 1989;
“final pensionable salary” means, subject to Regulation
21, the salary received by a member during the best successive 365 days in the 3
years immediately before and including the day on which the member ceases to be
an employee:
Provided that –
(a) if
the member has received salary for less than 365 days in the last 3 years,
final pensionable salary shall be the total salary received in the last 3 years
divided by the numbers of days for which the member received salary in those
years multiplied by 365;
(b) a
member whose salary has, to the satisfaction of the Committee, been reduced or
discontinued owing to ill-health or injury shall be deemed for the purposes of
this definition to have received the salary which the member would otherwise
have received (but for the reduction or discontinuance) as certified by the
employer;
(c) if,
during the 3 years immediately preceding the day on which the member ceases to
be an employee, the member was absent from duty under Regulation 2(13), and
contributions were paid in respect of the member’s absence on the basis
of the salary the member would have received (as determined by the employer),
such salary shall be taken into account for the purpose of determining final pensionable
salary;
(d) if,
during the 3 years immediately preceding the day on which the member ceases to
be an employee, the member was absent from duty under Regulation 2(13), and
contributions were not paid in respect of the member’s absence, the period
of absence shall be disregarded in accordance with sub-paragraph (e) for
the purpose of determining final pensionable salary;
(e) if
the period of absence is disregarded under sub-paragraph (d), the 3 years
immediately preceding the day on which the member ceases to be an employee
shall mean –
(i) the period from
the day the member returned from absence to the day the member ceases to be an
employee, plus
(ii) the
period immediately preceding the day on which the member’s absence
commenced which, when added to the period in clause (i), equals 3 years,
and the 2 periods in clauses (i) and (ii) shall be treated as
if they were continuous;
“Former Hospital Scheme” means the Federated Pension
Scheme for Medical, Nursing and Auxiliary Staff in Jersey, governed by the
Definitive Deed approved by the States on the 10th day of May 1972;
“Former Hospital Scheme Regulations” means the Public Employees
(Contributory Retirement Scheme) (Former Hospital Scheme) (Jersey)
Regulations 1992;
“Former Hospital Scheme Rules” means the rules governing
the Former Hospital Scheme;
“fund” shall be construed in accordance with Article 5
of the 2014 Pensions Law;
“Funding and Valuation Regulations” means the Public Employees (Pension
Scheme) (Funding and Valuation) (Jersey) Regulations 2015;
“General Regulations” means the Public Employees
(Contributory Retirement Scheme) (General) (Jersey) Regulations 1989;
“Income Tax Law” means the Income Tax (Jersey)
Law 1961;
“Law” means the Public Employees (Retirement)
(Jersey) Law 1967;
“low-hours employee” means any person who works
regularly each week, but does not work for 18 or more hours per week or,
if the person is a medical consultant, for 6 or more sessions per week;
“lump sum recipients” means one or more of a class
consisting of –
(a) any
of the member’s relations or dependants;
(b) any
individual or person nominated by the member by notice in writing addressed to
and received by the Committee during the member’s lifetime to receive the
whole or any part of such benefit; and
(c) the
member’s estate,
which the Committee shall at its absolute discretion determine as a
recipient of a lump sum payable on the death of a member;
“member” means an employee who joins or rejoins the
scheme pursuant to Regulation 2 or Regulation 2A, for so long as the member
remains an employee and “membership” shall be construed
accordingly;
“Membership and Benefits Regulations” means the Public Employees (Pension
Scheme) (Membership and Benefits) (Jersey) Regulations 2015;
“normal retiring age” means –
(a) for
category A members employed as prison officers, subject to the
modifications set out in Regulations 5(2), 6(8) and 8(1AA), 60 years;
(b) for
all other category A members, 55 years;
(c) for
category B members, 60 years;
(d) for
category C members, 60 years; and
(e) for
all other members, 65 years,
provided that in the case of a Crown Officer or Magistrate who
continues to hold office after the age of 65 years it shall mean the age
attained on the date on which he or she ceases to hold office;
“part-time employee” means –
(a) any person
who regularly works for 18 or more hours per week but fewer than full-time
hours or, if the person is a medical consultant, who regularly works for 6 or
more sessions per week but fewer than the sessions worked by a full-time
medical consultant; or
(b) a
low-hours employee;
“pensionable allowance” means a payment or allowance
which is for the time being declared under Regulation 18 to be a
pensionable allowance;
“pensionable service” means (subject to Regulations
2(13), 2(15) and 21) the member’s last or only period of continuous
service whilst a member of the scheme in accordance with these Regulations and,
in the case of a member referred to in Regulation 2(2)(a), service as defined
under the 1967 Regulations, and, in the case of a member referred to in Regulation
2(3)(a), not being a person to whom Regulation 2(8)(c) applies, or in the case
of a member who transferred into the scheme from the Former Hospital Scheme,
contributory service as defined under the Former Hospital Scheme Rules, together
with any added years or any period of notional pensionable service awarded
under Regulation 17;
“pensioner” means a former member or deferred pensioner
in receipt of a pension under these Regulations;
“prison officer” has the meaning given in Article 1(1)
of the 1957 Law;
“qualifying service” means (subject to Regulation 2(15))
the member’s last or only period of continuous service whilst a member of
the scheme in accordance with these Regulations, together with –
(a) in the
case of a member referred to in Regulation 2(2)(a), service as defined under
the 1967 Regulations, excluding any period of service granted in lieu of a
transfer value under Regulation 15 of the 1967 Regulations but including
any period of pensionable service under a transferring arrangement in respect
of which a payment was received under that Regulation (whether directly or
indirectly) but excluding any notional pensionable service granted by such
transferring arrangement;
(b) in
the case of a member referred to in Regulation 2(3)(a) or in the case of a
member who transferred into the scheme from the Former Hospital Scheme,
contributory service as defined under the Former Hospital Scheme Rules, including
any period of pensionable service under a transferring arrangement in respect
of which a payment was received under Rule 41 of those Rules (whether directly
or indirectly) excluding any notional pensionable service granted by such
transferring arrangement;
(c) in
the case of a member where the Administrator has received a payment on the
member’s behalf from a transferring arrangement in accordance with repealed
Regulation 7 of the General Regulations or Regulation 23 of the Administration
Regulations –
(i) if the
transferring arrangement is a policy of a like nature to an annuity or a
personal pension scheme, the added years awarded in respect of that payment, or
(ii) if
the transferring arrangement is not a policy of a like nature to an annuity or
a personal pension scheme, the period of pensionable service under the
transferring arrangement (excluding any notional pensionable service granted by
the transferring arrangement);
(d) in
the case of a person who became a member under Regulation 2(2)(c), 2(2)(d)or
2(2)(e), such service as the person would have completed under the 1967 Regulations
prior to the appointed day if the condition that a person must be able to
complete 10 years’ service before normal retiring age had not applied and
if part-time employees and persons employed on contract had not been excluded;
(e) in
the case of a person who became a member under Regulation 2(3)(c), 2(3)(d), or
2(3)(e), such service as the person would have completed under the Former
Hospital Scheme Rules prior to the 1990 appointed day if the condition
that a man must not have attained the age of 55 years and a woman must not have
attained the age of 50 years had not applied and if part-time employees working
less than 35 hours a week but 18 or more hours a week and persons employed
on a fixed-term contract of at least one year and one day in duration had not
been excluded;
(f) in
the case of a person to whom Regulation 2(9)(e), 2(9)(f) or 2(14)(b) applies,
such additional service as the person would have been able to complete as a
member before 1st January 1996 if a low-hours employee were then eligible
to be a member; and
(g) any
period of notional qualifying service awarded under Regulation 17;
“1967 Regulations” means the Public Employees
(Contributory Retirement Scheme) (Jersey) Regulations 1967;
“relations” means –
(a) the
widow, widower or surviving civil partner of the member or any former husband,
wife or civil partner of the member;
(b) any
child or other descendant of the member and the husband, wife, civil partner,
widow, widower or surviving civil partner of any such child or other
descendant;
(c) the
father or mother (whether natural or adoptive) or other ancestor of the member
and the widow, widower or surviving civil partner of such father, mother or
other ancestor; and
(d) any
brother or sister of the member (whether of the whole blood or the half blood
and whether natural or adoptive) and the widow, widower or surviving civil
partner of any such person,
and for this purpose
“child” includes a stepchild, a legally adopted child and a child to whom in the opinion
of the Committee the member or other person as appropriate stands, or would but
for the member’s death have stood, in loco parentis;
“repealed Regulation 7 of the General Regulations”
means Regulation 7 of the General Regulations as it was in force
immediately prior to its repeal by the Transitional Regulations;
“repealed Regulation 9 of the General Regulations”
means Regulation 9 of the General Regulations as it was in force
immediately prior to its repeal by the Transitional Regulations;
“salary” means the basic salary or wage of a member,
together with the member’s pensionable allowances, if any, but does not
include –
(a) overtime
payments;
(b) payments
of a temporary nature;
(c) payments
in respect of untaken leave; or
(d) extra
hours payments, stand-by payments, call-out payments, or any other payment,
unless the employer has declared the payments to be a pensionable allowance
under Regulation 18(1);
“salary reduction date” means the date an
employer-initiated salary reduction is applied;
“scheme” means the pension scheme established by
the 1967 Regulations;
“service” means the period of employment with an
employer computed in years and complete days;
“session” means a working period of not less than 3½
hours;
“spouse” means a widow or widower;
“Transitional Regulations” means the Public Employees (Pension
Scheme) (Transitional Provisions, Savings and Consequential Amendments)
(Jersey) Regulations 2015;
“Treasurer” means the Treasurer of the States;
“United Kingdom transferring arrangement” means a
registered pension scheme within the meaning of section 150(2) of the Finance
Act 2004 (c.12) of the United Kingdom.[2]
2 Eligibility
and membership[3]
(1) Subject to the provisions
of this Regulation, an employee shall become a member of the scheme from the
date his or her employment begins.[4]
(2) To qualify in
accordance with this paragraph an employee, not being a person qualified in
accordance with paragraph (3), must have become an employee before the
appointed day and must –
(a) have
participated in the scheme on the day immediately preceding the appointed day;
(b) have
been eligible to do so but for the fact that the employee was under the age
of 20 years;
(c) have
been eligible to do so but for the fact that the employee could not complete 10
years’ service before normal retiring age under the 1967 Regulations,
though on entering service the employee was not within 5 years of normal
retiring age;
(d) have
been eligible to do so but for the fact that the was a part-time employee and,
if applicable, the fact that the employee was under the age of 20 years or the
fact that the employee could not complete 10 years’ service before normal
retiring age under the 1967 Regulations, though on entering service the
employee was not within 5 years of normal retiring age; or
(e) have
been eligible to do so but for the fact that the employee was not employed on a
permanent basis but was employed on a fixed term contract of at least one year
and one day in duration which is, with the consent of the Chief Minister,
expressed to be pensionable and, if applicable, the fact that the employee was
under the age of 20 years or the fact that the employee could not complete
10 years’ service before normal retiring age under the 1967 Regulations,
though on entering service the employee was not within 5 years of normal
retiring age, and/or the fact that the employee was a part-time employee.
(3) To qualify in
accordance with this paragraph an employee must have become an employee before
the 1990 appointed day and –
(a) have
participated in the Former Hospital Scheme as a contributory member on or after
30th December 1989;
(b) have
been eligible to do so but for the fact that the employee was under the age of
20 years;
(c) have
been eligible to do so but for the fact that, in the case of a man, the man was
on entering service over 55 years of age, or, in the case of a woman, that the woman
was on entering service over 50 years of age, though in either case on entering
service the man or the woman was not within 5 years of normal retiring age;
(d) have
been eligible to do so but for the fact that the employee was a part-time
employee who worked fewer than 35 hours a week and, if applicable, the fact
that the employee was under the age of 20 years or the fact that, in the
case of a man, he was on entering service over 55 years of age, or, in the case
of a woman, that she was on entering service over 50 years of age, though in
either case on entering service the man or the woman was not within 5 years of
normal retiring age; or
(e) have
been eligible to do so but for the fact that the employee was not employed on a
permanent basis but was employed on a fixed term contract of at least one year
and one day in duration which is, with the consent of the Chief Minister, expressed
to be pensionable and, if applicable, the fact that the employee was under the
age of 20 years or the fact that, in the case of a man, he was on entering
service over 55 years of age, or, in the case of a woman, that she was on
entering service over 50 years of age, though in either case on entering
service the man or the woman was not within 5 years of normal retiring age,
and/or the fact that the employee was a part-time employee who worked fewer
than 35 hours a week,
and in the case of sub-paragraphs (a) and (b), if the employee
has subsequently ceased to be an employee participating in the Former Hospital
Scheme, the employee must not have received a refund of the employee’s
own contributions, nor have elected to take a transfer payment from the Former
Hospital Scheme.
(4) [5]
(5) These Regulations shall
apply to –
(a) an
employee qualified in accordance with paragraph (2)(a) or (2)(b) or (3)(a)
or (3)(b) only if the employee exercises an option that they shall apply to the
employee, but once made such an option shall be irrevocable;
(b) an
employee qualified in accordance with paragraph (3)(c) or (3)(d) who has
not been granted an exemption under paragraph (7); and
(c) any
other employee qualified in accordance with this Regulation who has not
exercised an option to be a member to whom the 1989 Existing Members Regulations
apply.[6]
(6) An employee shall
exercise the employee’s option on a form to be supplied by the Chief
Minister and such option shall be exercised before a date to be specified by
the Chief Minister, provided that if a member dies before the expiry of the
time limit applicable to the employee without having opted, subject to the
agreement of the trustee of the Former Hospital Scheme in the case of a member
to whom paragraph (3) applies, the employee shall be deemed to have opted
in the way that the Committee on the advice of the Actuary considers to be in
the interests of the employee’s family or estate.
(7) An employee qualified
in accordance with paragraph (3)(c) or (3)(d) who wishes to be exempted
from the application of these Regulations may apply to the Chief Minister, on a
form to be supplied by, and before a date to be specified by, the Chief
Minister, and if the Chief Minister, on considering the application, is of the
opinion that the applicant has made adequate alternative pension arrangements
apart from the scheme, the Chief Minister may grant the employee such
exemption.[7]
(8) These Regulations shall
apply with effect from –
(a) the
appointed day in the case of an employee qualified in accordance with paragraph (2),
and from that date, if appropriate, the 1967 Regulations shall cease to
apply to the employee;
(b) the 1990
appointed day in the case of an employee qualified in accordance with paragraph (3),
not being a person to whom sub-paragraph (c) applies, and from that date,
if appropriate, the Former Hospital Scheme Rules shall cease to apply to the
employee;
(c) the
date of determination of the Former Hospital Scheme in the case of an employee
qualified in accordance with paragraph (3)(a) who has exercised an option
that these Regulations shall apply to the employee with effect from that date,
and from that date the Former Hospital Scheme Rules shall cease to apply to the
employee.[8]
(9) An employee shall
become a member of the scheme on the day from which these Regulations apply to the
employee, except that –
(a)
(b) if an
employee who entered service before 1st July 2004 (other than a low-hours
employee who entered service before 1st August 2000) is not already a
member of the scheme or the Former Hospital Scheme and has not attained the age
of 30 years on the day from which these Regulations apply to the employee, the
employee shall become a member of the scheme only if the employee opts to join
(on a form to be supplied by the Chief Minister), but once made such an option
shall be irrevocable. Once the employee has reached the age of 30 years the
employee shall become a member of the scheme;
(c) a part-time
employee over the age of 30 to whom these Regulations apply before 30th
August 1989 shall if the employee notifies the Chief Minister (on a form
to be supplied by the Chief Minister) that the employee wishes to do so become
a member with effect from 30th August 1989;
(d) a part-time
employee over the age of 20 qualified in accordance with paragraph (3)
shall, if the employee notifies the Chief Minister (on a form to be supplied by
the Chief Minister) that the employee wishes to do so, become a member with
effect from 1st October 1992; and
(e) a
low-hours employee who entered service before 1st August 2000 shall only
become a member if the employee opts on or after 1st July 1998 or the date
on which the employee entered service (whichever date is the later) to join (on
a form to be supplied by the Chief Minister) but, once made, such an option
shall be irrevocable;
(f) a
low-hours employee who –
(i) has been an
employee continuously since a date before 1st July 1998,
(ii) makes
an option under sub-paragraph (e) or under paragraph (14) before 31st
December 1998, and
(iii) in
making the employee’s option, notifies the Chief Minister (on a form to
be supplied by the Chief Minister) that the employee wishes to do so,
shall become a member with effect from 1st January 1996, the
date on which the member became an employee to whom clause (i) refers or
the date of attaining 20 years, or (if applicable) the day after the
employee’s previous membership of the scheme ceased, whichever is later.[9]
(10) An employee shall be required
to pay contributions as specified in Regulation 3 as from the day the employee
became a member but may be allowed to pay by instalments, over such period as
the Committee may determine, the amount due for any period which has already
elapsed.
(11) A member who is not a low-hours
employee shall not, by reason only of the fact that the member becomes a
low-hours employee on or after 1st July 1998 (that is to say, without a
break in service), cease to be a member.[10]
(12) A member who –
(a) was
admitted or re-admitted to the scheme under these Regulations before 1st
July 1998; and
(b) immediately
before the member was admitted or re-admitted would have been eligible for
membership but for the fact that the member was a low-hours employee,
may, if the member notifies the Chief Minister by 31st
December 1998 (on a form to be supplied by the Chief Minister) that the
member wishes to do so, opt to be admitted or re-admitted under these Regulations
with effect from 1st January 1996, the date of commencement of the
member’s last continuous period as a low-hours employee or the date of
attaining 20 years, whichever is later.[11]
(13) Where a member is absent from
duty (other than by reason of ill-health or injury) with the agreement of the
employer, the member shall be deemed to remain a member for a period not
exceeding 2 years or such greater period as the Committee may in any case
determine –
Provided that –
(a) pensionable
service up to and after the member’s period of absence shall be treated
as continuous, but the period of absence shall only count as pensionable
service if the member continues to contribute (on the basis of the salary the
member would otherwise have received, as determined by the employer), or on the
member’s return to service the member pays such arrears of contributions
over such period as the Committee shall agree;
(b) if
the period of absence counts under sub-paragraph (a) of this proviso, the
employer shall continue to contribute to the fund (on the basis of the
member’s salary as determined under that sub-paragraph) or pay such
arrears of contributions on the member’s return to service, over the same
period as in that sub-paragraph as appropriate; and
(c) where
a member ceases to be a member during such period of absence (or before the
member’s full arrears of contributions have been paid under sub-paragraph (a)
of this proviso) the period of absence shall count as pensionable service for
the purpose of calculating any benefits payable under the scheme only to the
extent determined by the Actuary as appropriate to the contributions that have
been paid in respect of such period of absence.[12]
(14)
(a) Subject
to sub-paragraphs (aa), (b) or (c), a person who was and who ceased
(either because the person became a low-hours employee before 1st July 1998
or for any other reason) to be a member of the scheme under these Regulations,
the 1989 Existing Members Regulations, the 1967 Regulations (such
cessation occurring on or after the appointed day) or the Former Hospital
Scheme Regulations (such cessation occurring on or after the 1990
appointed day) who again becomes an employee shall, unless the person is
re-admitted to the scheme under the 1989 Existing Members Regulations, be
re-admitted or admitted to the scheme under these Regulations in accordance with
paragraph (15).
(aa) On or after
the coming into force of Regulation 8 of the Membership and Benefits
Regulations, a person referred to in sub-paragraph (a), cannot apply to be
re-admitted (or admitted) to the scheme under these Regulations.
(b) In
the case of a low-hours employee who has been a low-hours employee continuously
since a date before 1st August 2000, the employee will be re-admitted or
admitted to the scheme under these Regulations in accordance with paragraph (15)
only if the employee opts to do so (on a form to be supplied by the Chief
Minister) on or after 1st July 1998 or the date on which the employee
entered service (whichever date is the later) but, once made, such an option
shall be irrevocable.
(c) In
the case of a person described in sub-paragraph (a) who on again becoming
an employee, is employed as a prison officer, he or she shall be re-admitted or
admitted (as the case may be) to the scheme under these Regulations as a
category C member (regardless of whether that person was previously
employed as a category A member as a prison officer), and in accordance
with paragraph (15).[13]
(15)
(a) Sub-paragraph (b)
applies where a member is re-admitted to the scheme in accordance with the
provisions of paragraph (14) and –
(i) he or she is
entitled to a deferred pension in respect of such previous period of membership
(or to any corresponding deferred lump sum if the previous period of membership
was under the Former Hospital Scheme Regulations) and has requested to waive
such entitlement, or
(ii) he
or she is not so entitled as mentioned in clause (i) and has neither
elected to receive a refund of his or her contributions under Regulation 8(3)
nor received nor is due to receive such a refund under Regulation 8(7), nor has
a transfer value been paid in respect of him.
(b) Subject
to the provisions of Regulation 17 of the General Regulations, if a member to
whom this sub-paragraph applies so requests, he or she shall have his or her
pensionable service and qualifying service after the date of re-admittance
treated as continuous with his or her respective previous periods of
pensionable service and qualifying service, and any entitlement to a deferred
pension, deferred lump sum, refund of contributions or transfer value as
mentioned in sub-paragraph (a) shall cease in respect of that member.
(c) A
member re-admitted to the scheme in accordance with the provisions of paragraph (14)
who received a refund of contributions in respect of the member’s
respective previous periods of membership may if the member wishes pay to the Administrator
the net sum refunded to the member, in which case the member’s
pensionable service and qualifying service after the date the member is
re-admitted shall, subject to the provisions of Regulation 17 of the General
Regulations, be treated as continuous with the member’s respective
previous periods of pensionable service and qualifying service, subject to such
reduction as the Actuary determines to be appropriate having regard to the loss
of tax deducted when the member received the refund and of investment return.
(d) Save
as provided in sub-paragraphs (b) and (c), when a member is re-admitted to
the scheme in accordance with the provisions of paragraph (14) (including
a member in respect of whom a transfer value was paid at the end of the
member’s previous period of pensionable service), the member’s
pensionable service and qualifying service under these Regulations after the
date the member is re-admitted shall be treated as entirely separate from the
member’s respective previous periods of pensionable service and
qualifying service and any benefits remaining due to the member in respect of
the previous periods of pensionable service and qualifying service shall be
unaffected by the fact that the member has been re-admitted to the scheme under
these Regulations.
(e)
(i) In
the case of an employee who was a member under the 1967 Regulations or
the 1989 Existing Members Regulations, previous pensionable service under
the 1967 Regulations and/or the 1989 Existing Members Regulations
which is treated as continuous under sub-paragraph (b) or (c) shall,
subject to these Regulations, entitle the member to a pension at the accrual
rate of 1/45th or 1/60th, whichever rate applied to the member under
the 1967 Regulations or the 1989 Existing Members Regulations;
(ii) In
the case of an employee who was a member under the Former Hospital Scheme
Regulations, previous pensionable service under the Former Hospital Scheme
Regulations, which is treated as continuous under sub-paragraph (b) or (c)
shall, subject to these Regulations, entitle the member to a pension at the
accrual rate of 1/60th.[14]
2A Membership in
concurrent employment[15]
(1) In this Regulation
“concurrent employment” means an employment with an employer that
the employee performs concurrently with another employment by virtue of which
the employee is already a member of the scheme.
(2) An employee who, on or
after the coming into force of Regulation 8 of the Membership and Benefits
Regulations –
(a) is a
member of the scheme under the 1967 Regulations, the 1989 Existing
Members Regulations, the Former Hospital Scheme Regulations or these
Regulations; and
(b) enters
into a concurrent employment,
notwithstanding the closure of the scheme under Article 10(1)
of the 2014 Pensions Law, that employee shall be a member of the scheme under
these Regulations in respect of that concurrent employment for the purposes of
accruing retirement benefits in respect of that employment.
3 Member’s
contributions
(1) A member shall pay such
contributions to the fund as are required under Regulation 11(2) or 14 of,
and Schedule 3 to, the Funding and Valuation Regulations.[16]
(2) An employer shall, in
respect of member contributions, pay those contributions to the Administrator
in the manner required under Regulation 11(8) of the Funding and Valuation Regulations.[17]
(3) A member may by notice
in writing to the Committee elect to pay additional voluntary contributions
from such date as may be agreed by the Committee, in order to be entitled to
such added years as the Committee on the advice of the Actuary shall decide, on
the basis of no actuarial cost to the fund, the payment of additional voluntary
contributions being subject to such minimum and maximum amounts as the Committee
on the advice of the Actuary may determine, so however that a member may vary
the amount of the member’s additional voluntary contributions with the
agreement of the Committee.
(4) Without prejudice to a person’s
rights under paragraph (3), a person who became a member under Regulation
2(2)(c) or 2(3)(c) may, within 6 months from the date of promulgation of these Regulations
or such later date as specified by the Chief Minister, opt to pay additional
voluntary contributions in order to be entitled to added years not exceeding
the period of service the person would have completed under the 1967 Regulations
prior to the appointed day if the condition that a person must be able to
complete 10 years’ service before normal retiring age had not applied or,
as the case may be, the period of service the person would have completed under
the Former Hospital Scheme Rules prior to the 1990 appointed day if the
condition that a man must on entering service not be over 55 years and a woman
must on entering service not be over 50 years had not applied. If the person so
elects the person’s employer shall pay 50% of the contribution necessary.
The contributions payable by the member and the employer shall be determined by
the Actuary so that their value shall equate to the value of the additional
benefits on the basis that the added years will entitle the member to a pension
(subject to these Regulations) –
(a) in
the case of a member referred to in Regulation 2(2)(c), at the accrual rate of
1/45th or 1/60th, whichever rate would have applied to the member under
the 1967 Regulations; or
(b) in
the case of a member referred to in Regulation 2(3)(c), at the accrual rate of
1/60th.[18]
(5) A member referred to in
Regulation 2(3)(a) who is at the 1990 appointed day paying special
contributions in accordance with arrangements made under the Former Hospital
Scheme may continue to pay such contributions and receive the benefits thereof
according to those arrangements, whether or not the member chooses also to make
the election referred to in paragraph (3).[19]
(6) [20]
(7) Subject to paragraph (9),
in any case where and for so long as the salary of a member is reduced (other
than by reason of ill-health or injury) and in the opinion of the employer such
reduction is not due to the wilful fault of the member, the member may within 3
months of the date on which the reduction takes effect give notice in writing
to the Committee that the member wishes to continue to pay contributions at the
rate at which the member was paying them immediately before the reduction and
thereupon for all the purposes of the scheme (unless and until such notice is
withdrawn by the member) the member’s salary shall be deemed to be an
amount equal to that of the member’s salary immediately before such
reduction.[21]
(8) Paragraph (1)
shall be subject to the provisions of Regulation 2(13).[22]
(9) Paragraph (7) does
not apply where a member’s salary is reduced as a result of an
employer-initiated salary reduction.[23]
4 Employer’s
contributions
(1) Subject to the proviso
in Regulation 2(13) and Regulation 3(4), an employer shall pay such
contributions to the fund as are required under Regulation 11(2) or 15 of,
and Schedule 4 to, the Funding and Valuation Regulations.[24]
(2) [25]
(3) With effect from 1st
January 1999, the employer of each member who is employed as an Emergency
Ambulance Officer in the States of Jersey Ambulance Service shall pay
additional contributions to the scheme that represent the total difference in
cost between providing all such members’ benefits and the cost that would
have been incurred to the scheme if those members had not been category A
members.[26]
(4) The amount to be paid
in any year under paragraph (3) shall be the amount specified in respect
of that year by the Actuary in a certificate provided to the Committee.[27]
(5) With effect from 1st
January 2003, the employer of each member who is employed as the Chief
Ambulance Officer or an Assistant Chief Ambulance Officer in the States of
Jersey Ambulance Service and is treated as a category B member shall pay
additional contributions to the scheme that represent the total difference in
cost between providing all such members’ benefits and the cost that would
have been incurred to the scheme if those members had not been category B
members. [28]
(6) The amount to be paid
in any year under paragraph (5) shall be the amount specified in respect
of that year by the Actuary in a certificate provided to the Committee.[29]
(7) Each employer shall pay
such contributions to the fund as may be required under Regulation 7
or 17.[30]
(8) An employer’s
contributions shall be paid to the Administrator in the manner required under
Regulation 11(7) of the Funding and Valuation Regulations.[31]
(9) [32]
5 Retirement
at or after normal retiring age
(1) Subject to paragraphs (3)
and (4), and Regulation 17 of the General Regulations, on retirement from
service at or after normal retiring age, a member is entitled to receive a
pension calculated as follows –
(a) in the
case of a category A
member or a category B member –
(i) the annual rate
of pension is 1/45 of the member’s average salary for each completed year
(and pro rata for completed days) of pensionable service which relates to
participation in the scheme under the 1967 Regulations or participation in
the Former Hospital Scheme under the Former Hospital Scheme Rules,
(ii) the
annual rate of pension is 1/60th of the member’s average salary for each
completed year (and pro rata for completed days) of pensionable service in
respect of the remainder of the member’s pensionable service, and
(iii) disregarding
any added years, the member’s pensionable service cannot exceed 35 years
by limiting (if necessary) the member’s pensionable service which counts
under clause (ii);
(b) in the
case of a category C member, the annual rate of pension is 1/70th of the member’s
average salary for each completed year (and pro rata for completed days) of
pensionable service;
(c) in the
case of any other member –
(i) the annual rate
of pension is 1/60 of the member’s average salary for each completed year
(and pro rata for completed days) of pensionable service which relates to
participation in the scheme under the 1967 Regulations or participation in
the Former Hospital Scheme under the Former Hospital Scheme Rules,
(ii) the
annual rate of pension is 1/80th of the member’s average salary for each
completed year (and pro rata for completed days) of pensionable service in
respect of the remainder of the member’s pensionable service, and
(iii) disregarding
any added years, the member’s pensionable service cannot exceed 45 years
by limiting (if necessary) the member’s pensionable service which counts
under clause (ii). [33]
(2) In this Regulation,
“normal retiring age” means in the case of a member who became, before
1st March 2009, a category A member of the scheme under these
Regulations employed as a prison officer, 55 years.[34]
(3) Paragraph (4) applies
where –
(a) an
employer-initiated salary reduction is applied to a member’s salary; and
(b) the
member is awarded added years under Regulation 19A.[35]
(4) Where this paragraph
applies –
(a) the
member’s salary received in any period before an employer-initiated
salary reduction is applied, is to be disregarded for the purposes of
calculating the annual rate of pension under paragraph (1)(a)(i) and (ii),
(c) or (b)(i) and (ii); and
(b) for
the purposes of that calculation under paragraph (1)(a)(i) and (ii),
(c) or (b)(i) and (ii), the member’s average salary is –
(i) in the case of a
member who retires from service 3 or more years after the salary
reduction date, that member’s final pensionable salary received on and
after the salary reduction date during the best successive 365 days in the
3 years immediately before, and ending on the day on which he or she
retires from service;
(ii) in
the case of a member who retires from service less than 3 years’ but
more than one year after the salary reduction date, that member’s final
pensionable salary received on and after the salary reduction date during the
best successive 365 days in the period commencing on the salary reduction
date and ending on the day on which he or she retires from service; or
(iii) in
the case of a member who retires from service one year or less after the salary
reduction date, that member’s final pensionable salary received on and
after the salary reduction date, divided by the number of days for which the
member received that salary multiplied by 365, and ending on the day on
which he or she retires from service.[36]
6 Pensions
payable before normal retiring age to members with 10 years’
pensionable service[37]
(1) Subject to paragraph
(2), this Regulation applies to a member who has completed a minimum of
10 years’ pensionable service and who –
(a) in the case of a Crown
Officer or the Magistrate, retires or has his or her appointment terminated at
any time after attaining the age of 60 up to (but not including) the age of 65;
or
(b) in
any other case, retires or has his or her employment terminated at any time not
more than 5 years before attaining normal retiring age.[38]
(2) This
Regulation does not apply to a member who became, on or after 1st March 2009, a
category A member of the scheme under these Regulations.[39]
(3) A member to whom this
Regulation applies shall receive a pension under the scheme calculated in
accordance with paragraph (5), paragraph (6) or paragraph (7).
(3A) This paragraph applies to a
category A member who retires or has his or her employment terminated on
or after 9th February 2011 and whose pension, either in whole or in
part, is attributable to a transfer payment received by –
(a) the
Treasurer on or after 9th February 2011 but before 1st January 2015
, in accordance with repealed Regulation 7 of the General Regulations under a United Kingdom transferring arrangement;
(b) the
Treasurer on or after 1st January 2015 but before the commencement of
Schedule 1 to the Transitional Regulations, in accordance with repealed
Regulation 7 of the General Regulations from an equivalent scheme
established outside Jersey; or
(c) the
Administrator on or after the commencement of Schedule 1 to the Transitional
Regulations, in accordance with Regulation 23 of the Administration
Regulations from an equivalent scheme established outside Jersey.[40]
(3AA) Where paragraph (3A)
applies –
(a) such
part of the member’s pension that is not attributable to such a transfer
payment shall be payable from the date of the member’s retirement or the
date the member has his or her employment terminated, as the case may be;
(b) the
reduction described in paragraph (6) shall be applied only to such part of
the pension that is payable from the date described in sub-paragraph (a);
(c) such
part of the pension that is attributable to such a transfer payment
shall –
(i) be payable from
the date of the member’s normal retiring age, and
(ii) be
treated for the purposes of the scheme as a deferred pension to which the
member is entitled under Regulation 8(1A)(a).[41]
(3B) A member shall be treated for the
purposes of the scheme as a deferred pensioner in respect of that part of the
pension treated as a deferred pension under paragraph (3AA)(c) except that
the member shall not be permitted to waive entitlement to that deferred pension
by requesting a refund of contributions or a transfer payment.[42]
(4) Except as provided by
paragraphs (3AA) and (7), the pension shall be payable –
(a) from
the date of the member’s retirement; or
(b) where
the member ceases to hold office or has his or her employment terminated, from
the date the member ceases to hold office or ceases to be employed, as the case
may be.[43]
(5) The pension payable to
a member who first became an employee before 1st January 2006, but
excluding such a member who is re-admitted or admitted to the scheme in
accordance with Regulation 2(14)(c), shall be the amount calculated in
accordance with Regulation 5.[44]
(6) Subject to paragraph (7),
the pension payable to ‑
(a) a
member who first became an employee after 31st December 2005; or
(b) a
member who is re-admitted or admitted to the scheme in accordance with Regulation 2(14)(c),
shall be the amount calculated in accordance with Regulation 5
reduced by 2.4% for each year (and so in proportion for any
part of a year) by which the member’s age at the time of his or her
retirement, or termination of office or employment falls short of the age of
65 years in the case of a Crown Officer or the Magistrate or, in any other
case, normal retiring age.[45]
(7) A member to whom
paragraph (6) applies may, at any time before receiving a pension
calculated in accordance with that paragraph, elect to be paid a pension
calculated in accordance with Regulation 5 that is payable from the date
the member attains the age of 65 years in the case of a Crown Officer or
the Magistrate or, in any other case, normal retiring age.[46]
(8) In this Regulation,
“normal retiring age” means in the case of a category A member
employed as a prison officer before 1st March 2009, 55 years.[47]
6A Pensions payable before
normal retiring age to members with 2 but less than 10 years pensionable
service[48]
(1) This Regulation applies
to a member –
(a) who
has not attained the age of 65 years;
(b) who
retires having attained the age of 60 years after completing at least 2
but less than 10 years’ pensionable service; and
(c) who
is a Crown Officer or Magistrate or, in any other case, a member with a normal
retiring age of 65 years.
(2) This Regulation also
applies to a member –
(a) who
has not attained the age of 65 years;
(b) whose
appointment or employment is terminated after he or she has attained the age of
60 years after completing at least 2 but less than 10 years’
pensionable service; and
(c) who
is a Crown Officer or Magistrate or, in any other case, a member with a normal
retiring age of 65 years.
(3) A member to whom this
Regulation applies shall receive a pension under the scheme calculated in
accordance with paragraph (5), paragraph (6) or paragraph (7).
(4) Except as provided by
paragraph (7), the pension shall be payable –
(a) from
the date of the member’s retirement; or
(b) where
the member ceases to hold office or has his or her employment terminated, from
the date the member ceases to hold office or ceases to be employed, as the case
may be.
(5) The pension payable to
a member who first became an employee before 1st January 2006 shall be the
amount calculated in accordance with Regulation 5.
(6) Subject to paragraph (7),
the pension payable to a member who first became an employee after 31st
December 2005 shall be the amount calculated in accordance with
Regulation 5 reduced by 2.4% for each year (and so in proportion for any
part of a year) by which the member’s age at the time of his or her
retirement, or termination of office or employment falls short of the age of
65 years.
(7) A member to whom
paragraph (6) applies may, at any time before receiving a pension
calculated in accordance with that paragraph, elect to be paid a pension
calculated in accordance with Regulation 5 that is payable from the date
the member attains the age of 65 years.
6AA Modification of scheme –
prison officers employed after 1st March 2009[49]
(1) This Regulation applies
to a member who became, on or after 1st March 2009, a category A
member of the scheme under these Regulations employed as a prison officer.[50]
(2) A member to whom this
Regulation applies may retire not more than 5 years before normal retiring
age and shall on retirement receive a pension calculated in accordance with
Regulation 5.
7 Retirement
before normal retiring age – ill-health
(1) A member who has
completed 2 or more years’ qualifying service before normal retiring age
(which in the case of a Crown Officer or Magistrate shall mean age 65 years)
and who, to the satisfaction of the employer, is incapable of discharging
efficiently the duties of the member’s employment by reason of permanent
ill-health or disability of mind or body, shall (or, in the case of a Crown
Officer or Magistrate, may) retire at any time before normal retiring age and
be entitled to receive a pension under the scheme:
Provided that the Committee may, after considering medical reports
on the member and after consulting the Actuary, call upon the employer to meet
such additional costs as the Actuary may determine.[51]
(2) The pension to which a
member becomes entitled under paragraph (1) shall be calculated in accordance
with Regulation 5 and be payable to the member as from the date of the
member’s retirement:
Provided that –
(a) the
member’s pensionable service shall be enhanced, subject to sub-paragraphs (b)
to (e) of this proviso and to Regulation 19(2), by the additional period
specified as being relevant in the following table.
TABLE
|
(1)
|
(2)
|
Pensionable service (excluding added years under
Regulation 3, 19 or 19A or resulting from any special contributions
under arrangements under the Former Hospital Scheme Rules)
|
Additional period
|
Not exceeding 5 years
|
nil
|
Exceeding 5 years but not exceeding 10 years
|
a period of the same length as (1)
|
Exceeding 10 years but not exceeding 13⅓ years
|
such period as increases the sum of (1) and (2) to 20 years
|
Exceeding 13⅓ years
|
6⅔ years;
|
(b) subject
to Regulation 19(3), the additional period shall be limited so that the
member’s pensionable service (as increased by the additional period) does
not exceed the period of pensionable service which would have applied if the
member had remained in service until normal retiring age (which in the case of
a Crown Officer or Magistrate shall mean age 65 years);
(c) in
the case of a member whose pension has accrued at more than one rate, the
additional period shall be treated as pensionable service accruing pension at
the rate applicable immediately before the date of the member’s
retirement;
(d) in
the case of a member who has changed duties (as specified in Regulation 17
of the General Regulations), the additional period shall be treated as
pensionable service in respect of the member’s current duties;
(e) in
the case of a member who is or has at any time been a part-time employee the
additional period shall be reduced in the following manner –
(i) the additional
period shall be initially determined without applying the limit under paragraph (b)
as if the member had always been employed on a full-time basis,
(ii) the
additional period determined under sub-paragraph (i) shall then be
reduced –
by multiplying by the member’s pensionable service as
determined under Regulation 21 to reflect the member’s employment on a part-time
basis,
by dividing by the member’s pensionable service determined as
if the member had always been employed on a full-time basis,
(iii) for
the purpose of calculating the reduced additional period under sub-paragraph (ii)
there shall be excluded from the member’s pensionable service the
additional period under this Regulation and any added years on account of any
additional voluntary contributions (and any related employer contributions)
paid under Regulation 3, any special contributions paid under arrangements made
while a member of the Former Hospital Scheme, any pensionable allowance
giving rise to added years of service under Regulation 19 and any added
years awarded by way of compensation under Regulation 19A,
(iv) the
reduced additional period under sub-paragraph (ii) shall then be limited
in accordance with sub-paragraph (v),
(v) the limit shall be
determined in accordance with paragraph (b) on the basis that –
(A) subject to Regulation 19(3),
for the purpose of calculating the period of pensionable service which would
have applied if the member had remained in service until normal retiring age
such period shall be determined under Regulation 21, and
(B) the
extent (if any) to which the member worked part-time hours immediately before
the date of the member’s retirement shall be treated as remaining
unaltered from the date of the member’s retirement to the date the member
would have attained normal retiring age,
(vi) where
a member’s hours worked have, to the satisfaction of the Committee, been
reduced or discontinued owing to ill-health or injury, the member shall be
deemed for the purpose of sub-paragraph (v) to have worked the hours which
the member would otherwise have worked (but for the reduction or discontinuance)
as certified by the employer.[52]
(3) The Committee may
require a person in receipt of a pension by virtue of this Regulation to
undergo from time to time such medical examination as the Committee thinks fit
and in any case where the person refuses to undergo an examination the person’s
pension or such part thereof as the Committee may deem appropriate shall be
withheld.
(4) If as a result of a
medical examination carried out in pursuance of paragraph (3) the Committee
is advised that the person is able to perform efficiently duties which are
compatible with his or her former employment and an employer offers the person
such employment, he or she shall cease to receive a pension by virtue of this Regulation
from such date as the Committee determines.[53]
(5) [54]
(6) A person to whom paragraph (4)
refers who does not accept an employer’s offer of employment within 3
months following the date of that offer shall be entitled to a pension under Regulation
8, calculated as at the date he or she ceased to be an employee.[55]
8 Deferred
pension, refund of contributions or transfer payment[56]
(1) This Regulation applies
to a member who ceases to be an employee.[57]
(1A) A member to whom this Regulation applies shall be entitled –
(a) to
a deferred pension calculated in accordance with Regulation 5 that is
payable –
(i) in the case of a
member who first became an employee before 1st January 2006 (but excluding such
a member who is re-admitted or admitted to the scheme in accordance with Regulation 2(14)(c)),
from the date when the member attains the age of 60 years or, if earlier, normal
retiring age, or
(ii) in
any other case, from the date the member attains normal retiring age, which in
the case of a Crown Officer or Magistrate shall be taken as the age of
65 years;
(b) to
apply for a transfer payment out of the fund under Regulation 22 of the Administration
Regulations; or
(c) only if he or she has completed less than 5 years’
qualifying service, to a refund of his or her contributions calculated in
accordance with paragraph (3).[58]
(1AA) In this Regulation, “normal retiring age” means in
the case of a category A member employed as a prison officer,
55 years.[59]
(1B) If a member who
chooses to take a deferred pension in accordance with paragraph (1A)(a)(ii)
is –
(a) a Crown
Officer or Magistrate; or
(b) a
member whose normal retiring age is the age of 65 years,
the member may, at any time after attaining the age of 60 years
choose to be paid a pension immediately, such pension being calculated in
accordance with Regulation 5 reduced by a neutral percentage for each year
(and so in proportion for any part of a year) by which the member’s age
at the time when payment of the pension starts falls short of the age of
65 years.[60]
(1C) Subject to paragraph (1F) or
(1I), if a member who is entitled to a deferred pension in accordance with
paragraph (1A)(a) is a category A, category B or category C
member, other than a category A member to whom paragraph (1E)
applies, the member may at any time within the 5 years before attaining
normal retiring age choose to be paid a pension immediately, such pension being
calculated in accordance with Regulation 5 reduced by a neutral percentage
for each year (and so in proportion for any part of a year) by which the
member’s age at the time when the payment of the pension starts falls
short of the member’s normal retiring age.[61]
(1D) In paragraph (1B) and (1C) a
“neutral percentage”, in respect of a reduced pension paid early to
a member, means such percentage, as is calculated by the Actuary at the time
payment of the reduced pension starts, as shall ensure that payment of the
reduced pension will have the same effect on the fund as payment of a pension
calculated in accordance with Regulation 5 and not paid early would have
had.[62]
(1E) This paragraph applies to a member
who became a category A member of the scheme under these Regulations on or
after 1st March 2009.[63]
(1F) A member to whom paragraph (1G)
applies may be paid –
(a) in
accordance with paragraph (1C), such part of the pension that is not
attributable to the transfer value described in paragraph (1G)(c); and
(b) in
accordance with paragraph (1A)(a), such part of the pension that is
attributable to such transfer value.[64]
(1G) This paragraph applies to a
member –
(a) who
is a category A member at the time he or she ceases to be an employee;
(b) who
chooses to be paid a pension under paragraph (1C) which is payable on or
after 9th February 2011; and
(c) whose
pension, either in whole or in part, is attributable to a transfer payment received
by –
(i) the Treasurer on
or after 9th February 2011 but before 1st January 2015, in
accordance with repealed Regulation 7 of the General Regulations under a United Kingdom transferring arrangement,
(ii) the
Treasurer on or after 1st January 2015 but before the commencement of
Schedule 1 to the Transitional Regulations, in accordance with repealed
Regulation 7 of the General Regulations from an equivalent scheme
established outside Jersey, or
(iii) the
Administrator on or after the commencement of Schedule 1 to the Transitional
Regulations, in accordance with Regulation 23 of the Administration
Regulations from an equivalent scheme established outside Jersey.[65]
(1H) This paragraph applies to a
category C member who is entitled to a deferred pension payable in
accordance with paragraph (1A)(a)(ii) whose pension, either in whole or in
part, is attributable to a transfer payment received by –
(a) the
Treasurer on or after 9th February 2011 but before 1st January 2015,
in accordance with repealed Regulation 7 of the General Regulations under a United Kingdom transferring arrangement;
(b) the
Treasurer on or after 1st January 2015 but before the commencement of
Schedule 1 to the Transitional Regulations, in accordance with repealed
Regulation 7 of the General Regulations from an equivalent scheme
established outside Jersey; or
(c) the
Administrator on or after the commencement of Schedule 1 to the Transitional
Regulations, in accordance with Regulation 23 of the Administration
Regulations from an equivalent scheme established outside Jersey.[66]
(1I) A category C member to whom paragraph (1H)
applies ‑
(a) may
choose to be paid in accordance with paragraph (1C) such part of the
pension that is not attributable to the transfer payment described in paragraph (1H);
and
(b) may
also be paid in accordance with paragraph (1C), such part of the pension
that is attributable to the transfer payment.[67]
(2) [68]
(3) Where a member to whom
paragraph (1A)(c) applies chooses to receive a refund of his or her
contributions, the member shall be entitled to receive a sum equal to the
aggregate amount of –
(a) the
contributions the member paid to the fund during the member’s last or
only continuous period of membership of the scheme;
(b) in
the case of a member referred to in Regulation 2(3)(a) but not being a person
to whom Regulation 2(8)(c) applies, any contributions paid by that member to
the Former Hospital Scheme;
(c) in
the case of a member readmitted to the scheme in accordance with Regulation
2(13) where in respect of that member’s previous period of
membership –
(i) the member did
not receive a refund of contributions, and
(ii) a
transfer payment was not paid,
the total of that member’s contributions paid during his or
her previous period of membership of the scheme;
(d) in
the case of a member who reinstated a previous period of pensionable service in
accordance with Regulation 2(15)(b), the net sum that member paid to the Administrator;
and
(e) subject
to Regulation 24(4)(c) and (d) of the Administration Regulations, any
contributions the member paid to any pension scheme of which he or she was
previously a member and which have been –
(i) transferred to
the fund under repealed Regulation 7 of the General Regulations,
(ii) transferred
to the fund under repealed Regulation 15 of the 1967 Regulations, or
(iii) in
the case of a member referred to in paragraph (3)(a) of Regulation 2,
transferred to the Former Hospital Scheme under Rule 41 of the Former
Hospital Scheme Rules,
together with compound interest thereon.[69]
(4) The compound interest
referred to in paragraph (3) shall be calculated as follows –
(a) the
calculation shall involve half-yearly rests at 30th June and 31st December;
(b) the
amounts in paragraph (3)(a), (b) and (c) shall be sub-divided into amounts
of contributions paid in each 6 month period commencing on the day after each
half-yearly rest and ceasing on the day of the next half-yearly rest;
(c) the
amount (if any) in paragraph (3)(d) shall be added to the amounts relating
to the 6 month period which includes the date that the Administrator received
the net sum;
(d) the
amount (if any) in paragraph (3)(e) shall be added to the amounts relating
to the 6 month period which includes the date that the transfer payment was
received;
(e) the
amounts relating to each 6 month period shall accrue interest at the rate of
1½% compounded at each half-yearly rest which falls in the period from
the start of the following 6 month period up to and including the date that the
member ceases to be an employee;
(f) if
the member ceases to be an employee on a date other than a half-yearly rest,
the amounts relating to each 6 month period (other than the 6 month period in
which the member ceases to be an employee), together with compound interest
accrued under paragraph (e), shall accrue further interest calculated
as –
(i) 1½%,
(ii) multiplied
by the number of days after the last half-yearly rest prior to the member
ceasing to be an employee, up to and including the date the member ceased to be
an employee (subject to a maximum of 182½ days),
(iii) divided
by 182½ days.[70]
(5) In paragraph (3)(e)
“the repealed Regulation 15 of the 1967 Regulations” means Regulation
15 of the 1967 Regulations prior to its repeal by the Public Employees
(Contributory Retirement Scheme) (Amendment No. 11) (Jersey)
Regulations 1989.[71]
(6) [72]
(7) [73]
(8) [74]
9 Death
of member before normal retiring age
(1) On the death of a
member before normal retiring age (which in the case of a Crown Officer or
Magistrate shall mean age 65 years) benefits shall only be payable as set out
in this Regulation.
(2) The benefits payable
shall be determined according to the length of the member’s qualifying
service as follows –
(a) in
the case of a member who has completed less than 2 years’ qualifying
service, the only benefit shall be a lump sum calculated in accordance with paragraph (9);
(b) in
the case of a member who has completed 2 or more but less than 5 years’
qualifying service benefits shall be payable as set out in paragraphs (3)
to (7) and (9);
(c) in
the case of a member who has completed 5 or more years’ qualifying
service benefits shall be payable as set out in paragraphs (3) to (8).[75]
(3) Subject to Regulation 19(3),
if the member is a male who dies leaving a spouse, a male or female who dies
leaving his or her surviving civil partner or a female who dies on or after 1st
January 1993 leaving a spouse, a pension shall be payable to the spouse,
or the surviving civil partner, as the case may be, the annual rate of which
shall be one half of the pension which the member would have received if the
member had continued in service and had retired at normal retiring age without
making an election under Regulation 13, 14 or 15:
Provided that for the purpose of calculating such annual
rate –
(a) in
the case of a Crown Officer or Magistrate normal retiring age shall mean age 65
years;
(b) the
member’s salary shall be treated as remaining unaltered from the date of the
member’s death to normal retiring age (subject to sub-paragraph (b)
of the definition of “final pensionable salary” which shall be
deemed to apply);
(c) the
extent (if any) to which the member worked part-time hours immediately before
the date of the member’s death shall be treated as remaining unaltered
from the date of the member’s death to the date the member would have
attained normal retiring age;
(d) a
member whose hours have, to the satisfaction of the Committee, been reduced or
discontinued owing to ill-health or injury shall be deemed for the purpose of clause (c)
to have worked the hours which the member would otherwise have worked (but for
the reduction or discontinuance) as certified by the employer;
(e) in
the case of a member who has changed duties (as specified in Regulation 17
of the General Regulations) the member’s duties at the date of death
shall be treated as remaining unaltered from the date of the member’s
death to the date the member would have attained normal retiring age.[76]
(4) If the member does not
leave a spouse or a surviving civil partner or is a female who dies before 1st
January 1993, a pension shall be payable to any person who satisfies the Committee
that the person is a dependant of that member, the annual rate of which shall
be –
(a) if
there is only one such dependant, a sum equal to a spouse’s pension or a
surviving civil partner’s pension, as the case may be, calculated under paragraph (3);
or
(b) if
there is more than one such dependant, a sum equal to a spouse’s pension or
a surviving civil partner’s pension, as the case may be, calculated under
paragraph (3) divided into 2 equal parts, the first part being distributed
equally among the dependants, and the second part being paid to such one or
more of the dependants and in such proportions as the Committee may decide:
Provided that –
(i) the Committee may
vary the allocation of the second part,
(ii) on
the death of any such dependant, the amount payable to any other such dependant
shall be increased accordingly.[77]
(5) If the member leaves a
child, there shall be payable annually to the spouse or the surviving civil
partner of the member in respect of each child up to a maximum of 2, a pension
equal to ½ of a spouse’s pension or a surviving civil
partner’s pension, as the case may be, calculated under paragraph (3)
and, in respect of each child when there are more than 2, a pension equal to a
spouse’s pension or a surviving civil partner’s pension, as the
case may be, calculated under that paragraph divided by the number of children:
Provided that –
(i) when
any such child, ceases to receive pension or has his or her pension temporarily
suspended under paragraph (6), the amount payable to any other such child
shall be increased accordingly,
(ii) the
Committee, if it is satisfied that a child is in the care of or is being
maintained by some person or authority other than the spouse or the surviving
civil partner, may at its absolute discretion pay the pension payable under
this paragraph to that other person or authority instead of to the spouse or
the surviving civil partner.[78]
(6) For the purposes of paragraph (5) –
(a) if
the child is not for the time being receiving full-time education but the Committee,
having considered such evidence as is provided by or on behalf of the child, is
satisfied that the child is expected to resume or receive full-time education
in the future, the Committee may suspend payment of his or her pension
temporarily;
(b) a
decision made under sub-paragraph (a) may be varied in the light of
further evidence;
(c) if
the Committee temporarily suspends payment under sub-paragraph (a), then
on resumption of payment the pension shall be subject to any increases which
would have applied had it not been suspended, and the amount payable to any
other child shall be decreased accordingly; and
(d) the Committee
may from time to time request in respect of a child who has attained the age
of 16 years further evidence regarding the child’s full-time
education, and if such evidence is not supplied or is not in the opinion of the
Committee satisfactory, the child’s pension may be withheld.[79]
(7) If no pension is in
payment under paragraph (3) or (4), any pension payable under paragraph (5)
shall be doubled.
(8) Subject to paragraphs (10)
and (12), in the case of a member who has completed 5 or more years qualifying
service, a lump sum of an amount equal to twice the annual salary the member
was receiving at the date of the member’s death (subject to proviso (b)
to the definition of “final pensionable salary”, which shall be
deemed to apply) shall be paid to one or more of the lump sum recipients in
such proportions as the Committee shall determine:
Provided that the Committee may determine in any particular case
that the lump sum is paid only partially or not at all.[80]
(9) Subject to paragraphs (10)
and (12), in the case of a member who has not completed 5 years’
qualifying service a lump sum of an amount equal to 2/5th of the annual salary
the member was receiving at the date of the member’s death (subject to
proviso (b) to the definition of “final pensionable salary”, which
shall be deemed to apply) for each completed year (and pro rata for completed
days) of qualifying service, shall be paid to one or more of the lump sum
recipients in such proportions as the Committee shall determine:
Provided that the Committee may determine in any particular case
that the lump sum is paid only partially or not at all.[81]
(10) Subject to paragraph (11),
if in the period of 12 months immediately preceding the member’s death
the member received a pensionable allowance giving rise to added years under Regulation 19,
annual salary for the purpose of paragraphs (8) and (9) shall mean the sum
of –
(a) the
member’s annual salary excluding that pensionable allowance; and
(b) the
actual amount of that pensionable allowance which the member received in the
period of 12 months immediately preceding the member’s death.[82]
(11) For the purposes of paragraph (10) –
(a) a
member whose annual salary or pensionable allowance has, to the satisfaction of
the Committee, been reduced or discontinued owing to ill-health or injury shall
be deemed, for the purpose of this Regulation, to have received the salary or
allowance which the member would otherwise have received (but for the reduction
or discontinuance) as certified by the employer; and
(b) if
the member was admitted to the scheme within 12 months of the member’s
death, the amount of pensionable allowance shall be calculated as the annual
equivalent of the actual amount of pensionable allowance which the member
received between the date the member was admitted and the date of the
member’s death.[83]
(12) Where a member to whom
paragraph (8) or (9) applies is deemed to remain a member under Regulation
2(13), the reference in the applicable paragraph to the annual salary the
member was receiving at the date of the member’s death shall be
construed –
(a) if
the member continued to contribute in accordance with sub-paragraph (a) of
the proviso to Regulation 2(13), as the member’s annual salary as
determined under that sub-paragraph; or
(b) if
the member did not so contribute, as the annual salary the member was receiving
immediately prior to being absent from duty.[84]
10 Death
of member after normal retiring age
(1) On the death of a
member after normal retiring age (which in the case of a Crown Officer or
Magistrate shall mean age 65 years) and before becoming a pensioner, benefits
shall be payable as set out in this Regulation.
(2) If the member is a male
who dies leaving a spouse, a male or female member dies leaving his or her
civil partner, or a female who dies on or after 1st January 1993 leaving a
spouse, a pension shall be payable to the spouse or surviving civil partner, as
the case may be, the annual rate of which shall be one half of the pension
which the member would have received if the member had retired on the day
immediately preceding the member’s death (subject to proviso (b) to the
definition of “final pensionable salary”, which shall be deemed to
apply) without making an election under Regulation 13, 14 or 15.[85]
(3) If the member does not
leave a spouse or a surviving civil partner or is a female who dies before 1st
January 1993, a pension shall be payable to any person who satisfies the Committee
that the person is a dependant of that member, the annual rate of which shall
be –
(a) if
there is only one such dependant, a sum equal to a spouse’s pension or a
surviving civil partner’s pension, as the case may be, calculated under paragraph (2);
or
(b) if
there is more than one such dependant, a sum equal to a spouse’s pension or
a surviving civil partner’s pension, as the case may be, calculated under
paragraph (2) divided into 2 equal parts, the first part being distributed
equally among the dependants, and the second part being paid to such one or
more of the dependants and in such proportions as the Committee may decide:
Provided that –
(i) the Committee may
vary the allocation of the second part,
(ii) on
the death of any such dependant, the amount payable to any other such dependant
shall be increased accordingly.[86]
(4) A pension shall be
payable to a child or children of the same amount in the same circumstances
(but ignoring the qualification period) as are set out in Regulation 9(5) and
(7), except that references to paragraphs (3) and (4) of that Regulation
shall be construed as references to paragraphs (2) and (3) of this Regulation.
(5) Subject to paragraph (6),
a lump sum of an amount equal to twice the salary the member was receiving at
the date of the member’s death (subject to proviso (b) to the definition
of “final pensionable salary”, which shall be deemed to apply)
shall be paid to one or more of the lump sum recipients in such proportions as
the Committee shall determine:
Provided that the Committee may determine in any particular case
that the lump sum is paid only partially or not at all.[87]
(6) Subject to paragraph (7),
if in the period of 12 months immediately preceding the member’s death
the member received a pensionable allowance giving rise to added years under Regulation 19,
annual salary for the purpose of paragraph (5) shall mean the sum
of –
(a) the
member’s annual salary excluding that pensionable allowance; and
(b) the
actual amount of that pensionable allowance which the member received in the
period of 12 months immediately preceding the member’s death.[88]
(7) For the purposes of paragraph (6),
a member whose annual salary or pensionable allowance has, to the satisfaction
of the Committee, been reduced or discontinued owing to ill-health or injury
shall be deemed, for the purpose of this Regulation, to have received the
salary or allowance which the member would otherwise have received (but for the
reduction or discontinuance) as certified by the employer.[89]
11 Death
of a pensioner
(1) On the death of a
pensioner, benefits shall be payable as set out in this Regulation:
Provided that no benefit shall be payable under this Regulation if
the marriage or civil partnership relevant to paragraph (2) took place or
the dependency contemplated by paragraph (3) or the relationship giving
rise to the entitlement contemplated by paragraph (4) commenced after the
member reached normal retiring age, as to which the opinion of the Committee
shall be final.[90]
(2) Where a male pensioner dies
leaving a spouse, a male or female pensioner dies leaving his or her civil
partner or a female pensioner dies on or after 1st January 1993 leaving a
spouse, a pension shall be payable to the spouse or civil partner, as the case
may be, the annual rate of which shall be –
(a) in
respect of a pensioner in receipt of a pension by virtue of Regulations 5, 6 or
8, one half of the pension which the pensioner would have been receiving if the
pensioner had not exchanged any pension for a lump sum or surrendered any
pension under Regulation 13 or 14 or adjusted any pension under Regulation 15;
(b) subject
to Regulation 19(3), in respect of a pensioner in receipt of a pension by
virtue of Regulation 7, one half of the pension which the pensioner would have
been receiving if the pensioner had continued in service and had retired at
normal retiring age (which in the case of a Crown Officer or Magistrate shall
mean age 65 years) the pensioner’s salary from the date of the
pensioner’s actual retirement to that date having remained unaltered
(subject to proviso (b) to the definition of “final pensionable
salary”, which shall be deemed to apply) without making an election under
Regulation 13, 14 or 15, that amount being further increased by the proportion
that the pensioner’s pension as increased under Regulation 8 or 12(2)(a)
of, and paragraph 2 of Schedule 1 to, the Funding and Valuation
Regulations bears to the pension the pensioner was receiving before such increases.[91]
(3) If the pensioner does
not leave a spouse or a civil partner or is a female who dies before 1st
January 1993, a pension shall be payable to any person who satisfies the Committee
that he or she is a dependant of that pensioner, the annual rate of which shall
be –
(a) if
there is only one such dependant, a sum equal to a spouse’s pension or a
surviving civil partner’s pension, as the case may be, calculated under paragraph (2);
and
(b) if
there is more than one such dependant, a sum equal to a spouse’s pension or
a surviving civil partner’s pension, as the case may be, calculated under
paragraph (2) divided into 2 equal parts, the first part being distributed
equally among the dependants, and the second part being paid to such one or
more of the dependants and in such proportions as the Committee may decide:
Provided that –
(i) the Committee may
vary the allocation of the second part,
(ii) on
the death of any such dependant, the amount payable to any other such dependant
shall be increased accordingly.[92]
(4) A pension shall be
payable to a child or children of the same amount and in the same circumstances
(but ignoring the qualification period) as are set out in Regulation 9(5) and
(7), except that references to paragraphs (3) and (4) of that Regulation
shall be construed as references to paragraphs (2) and (3) of this Regulation.
12 Death
of a deferred pensioner
(1) On the death of a
deferred pensioner, benefits shall be payable as set out in this Regulation.
(2) Where a male deferred
pensioner dies leaving a spouse, a male or female pensioner dies leaving his or
her civil partner, or a female deferred pensioner dies on or after 1st
January 1993 leaving a spouse, a pension shall be payable to the spouse or
a surviving civil partner, as the case may be, the annual rate of which shall
be one half of the deferred pension to which the deferred pensioner was
entitled including only the increases made under Regulation 8 or 12(2)(a) of,
and paragraph 2 of Schedule 1 to, the Funding and Valuation Regulations to
the date of the pensioner’s death and such pension shall be increased
subject to the provisions of Regulation 8 or 12(2)(a) of, and paragraph 2 of
Schedule 1 to, the Funding and Valuation Regulations.[93]
(3) If the deferred
pensioner does not leave a spouse or a civil partner or is a female who dies
before 1st January 1993, a pension shall be payable to any person who
satisfies the Committee that the person is a dependant of that deferred
pensioner, the annual rate of which shall be –
(a) if
there is only one such dependant, a sum equal to a spouse’s pension or a
surviving civil partner’s pension, as the case may be, calculated under paragraph (2);
and
(b) if
there is more than one such dependant, a sum equal to a spouse’s pension or
a surviving civil partner’s pension, as the case may be, calculated under
paragraph (2) divided into 2 equal parts, the first part being distributed
equally among the dependants, and the second part being paid to such one or
more of the dependants and in such proportions as the Committee may decide:
Provided that –
(i) the Committee may
vary the allocation of the second part,
(ii) on
the death of any such dependant, the amount payable to any other such dependant
shall be increased accordingly.[94]
(4) A pension shall be
payable to a child or children of the same amount and in the same circumstances
as are set out in Regulation 9(5) and (7), except that references to paragraphs (3)
and (4) of that Regulation shall be construed as references to paragraphs (2)
and (3) of this Regulation.
13 Commutation
of pension
(1) A member or deferred
pensioner entitled to a pension under the scheme, other than a member or
deferred pensioner described in paragraph (4), may within the 6 months
before the member’s pension becomes payable elect to exchange up to a
maximum of 30% of the member’s pension for a lump sum payment, in which
case when the pension becomes payable for each one pound of the pension
exchanged the sum to be paid shall be –
(a) £9
if the pension becomes payable before 29th March 1995;
(b) £13
and 50p if the pension becomes payable on or after 29th March 1995.[95]
(2) Subject to paragraph (3),
a pensioner who exchanged part of the pensioner’s pension for a lump sum
calculated in accordance with paragraph (1)(a) shall be entitled to
receive an additional lump sum calculated on the basis that for each one pound
of pension already exchanged a further sum of £4 and 50p shall be paid.[96]
(3)
(a) The
amount of pension already exchanged may not be varied.
(b) The
additional lump sum payable in accordance with paragraph (2) shall not be
increased with interest from the date the pension was due to commence up to and
including 25th July 1994 but shall be increased with interest at the Bank
of England base rate from 26th July 1994 (or the date the pension was due
to commence if later) up to and including the date of payment of the additional
lump sum.[97]
(4) A member in respect of
whom Regulation 6(3A) or 8(1G) applies, whose pension is payable in accordance
with Regulation 6(3AA), may elect to exchange up to a maximum of 30% of –
(a) that
part of the member’s pension which is attributable to the transfer payment
described in Regulation 6(3A) or Regulation 8(1G), as the case may
be;
(b) that
part of his or her pension which is not so attributable; or
(c) each
such part,
for a lump sum payment.[98]
(5) An election under
paragraph (4) must be made within 6 months before the part of the
pension in respect of which the election is made becomes payable.[99]
(6) When the part of the
pension in respect of which an election has been made under paragraph (4)
becomes payable, for each one pound of the part of the pension exchanged the
sum to be paid shall be £13.50.[100]
14 Allocation
A member or deferred pensioner entitled to a pension under the
scheme may, with the consent of the Committee, within 6 months before the
member’s pension becomes payable, elect to surrender part of the
member’s pension in exchange for a pension to be paid on the
member’s death to a dependant nominated by the member should that
dependant survive the member; and the terms on which a pension shall become
payable to a nominated dependant, and the appropriate adjustment in the amount
and terms applicable to any benefit which may thereafter become payable in
respect of the member or deferred pensioner, shall be determined by the Actuary
on the basis of no actuarial cost to the fund:
Provided that –
(a) the member or deferred
pensioner may be required to provide evidence of the member’s health
satisfactory to the Committee;
(b) if the member elects to
nominate more than one dependant, a separate part of the member’s pension
shall be exchanged in respect of each nominated dependant in accordance with
this Regulation;
(c) each election shall be
made in such form and manner as the Committee shall require;
(d) each election shall
take effect only on survival of both the nominated dependant and the member or
deferred pensioner to the date on which the member’s or deferred
pensioner’s reduced pension becomes payable; and
(e) the total amount of
pension potentially payable to all the nominated dependants when added to any
pension contingently payable under Regulation 11(2) or (3), shall not exceed
the total amount of pension to which the member or deferred pensioner is
entitled after all of the separate surrenders have taken place but before
exchanging any pension for a lump sum under Regulation 13.[101]
15 Old
age pension adjustment [102]
(1) Subject to paragraph (2),
a member entitled to a pension under the scheme who is also prospectively
entitled to an old age pension payable under the Social Security (Jersey)
Law 1974 may, with the consent of the Committee, within 6 months before the
member’s pension becomes payable, elect to adjust the member’s pension
in order to receive a higher pension from the scheme before the date that such
old age pension becomes payable and a lower pension from the scheme thereafter.[103]
(2) An election under paragraph (1)
is subject to the following conditions –
(a) the
amounts of pension payable from the scheme before and after the date that such
old age pension becomes payable (taking into account inter
alia increases in accordance with Regulation 8
or 12(2)(a) of, and paragraph 2 of Schedule 1 to, the Funding and
Valuation Regulations) shall be determined by the Actuary on the basis of no
additional cost to the scheme;
(b) the
member shall only be able to elect to adjust the pension which remains after first
exchanging any pension for a lump sum under Regulation 13;
(c) the
lower pension payable with effect from the date that the old age pension
becomes payable shall be increased during the period that the higher pension is
payable in accordance with Regulation 8 or 12(2)(a) of, and paragraph 2 of
Schedule 1 to, the Funding and Valuation Regulations as if such lower
pension was a deferred pension;
(d) the
difference between the annual rates of the higher and lower pensions (excluding
any increases under Regulation 8 or 12(2)(a) of, and paragraph 2 of Schedule 1
to, the Funding and Valuation Regulations) shall not exceed the maximum
possible annual basic rate of old age pension which could be paid to any
individual under the Social Security (Jersey)
Law 1974 at the date of commencement of the higher pension;
(e) the
member may be required to provide evidence of health satisfactory to the Committee;
and
(f) the
election shall be made in such form and manner as the Committee shall require.[104]
16 Exchange of
trivial pension for lump sum [105]
(1) In accordance with Article 131CE (permitted
commutation – trivial pension) of the Income Tax Law and this
Regulation, a member or deferred pensioner is permitted to elect to exchange
the whole of the capital value of his or her pension accrued under the scheme
for a lump sum not exceeding such amounts as are specified in Article 131CE
of that Law.
(2) For the purposes of this Regulation, Article
131CE of the Income Tax Law is to be read as if for the words and phrases set
out in column 1 of the following table there were substituted the words
and phrases set out in column 2 of the table –
(3) An
exchange under paragraph (1) is not permitted where the capital value of the
member’s or deferred pensioner’s pension accrued under the scheme,
includes any amount transferred from another scheme, trust or contract (however
called and whether approved under any Article of the Income Tax Law or under
the jurisdiction of a country or territory outside Jersey).
(4) An election
under paragraph (1) must be made in such form and manner as the Administrator
specifies.
(5) The
calculation of the lump sum payable under this Regulation is to be determined
by the Committee after consulting the Actuary.
(6) Payment
of the lump sum –
(a) must
in the case of –
(i) a
member, be made on the day after the member ceases employment, or
(ii) a
deferred pensioner, be made not later than 3 months after the date of the
election under paragraph (1);
(b) extinguishes
the member’s or deferred pensioner’s rights to any other benefits
under the scheme, as well as the rights of any person contingently entitled to
any benefit payable upon that member’s or deferred pensioner’s death.
16A [106]
17 Augmentation[107]
(1) The Committee shall at
the request of the employer award an augmentation in respect of an employee or
former employee in accordance with this Regulation.
(2) The Committee shall at
the request of the employer award an augmentation in respect of a former
employee if the Committee is satisfied that –
(a) the
request is the result of an agreement between the employer and the
employer’s employees; and
(b) the
agreement applies retrospectively, and applies to some or all of the
employer’s former employees.
(3) An augmentation shall
consist of any combination, as determined by the employer, of –
(a) a
period of notional pensionable service;
(b) a
period of notional qualifying service; or
(c) the
non-application of the reduction mentioned in Regulation 6(6),
Regulation 6A(6), Regulation 8(1B) or Regulation 8(1C), as the
case may be.
(4) If augmentation awarded
under this Regulation is to include a period of notional qualifying service the
employer must request the augmentation at the time the benefits arising from
the augmentation become payable.
(5) Where augmentation is
awarded under this Regulation, the employer must pay to the fund such
additional contributions as the Committee, after receiving the advice of the
Actuary, determines is equal to the value of the benefits awarded.[108]
(6) The additional
contributions must be paid in full by the time the benefits arising from the
augmentation become payable and may consist of –
(a) a
single cash payment to the fund;
(b) a
series of cash payments to the fund over a period; or
(c) a combination
of subparagraphs (a) and (b),
as determined by the Committee after receiving the advice of the
Actuary.[109]
(7) An augmentation may not
be awarded under this Regulation more than 12 months after the employee
was admitted or re-admitted to the scheme.
(8) The Minister may, in
any particular case, extend the period mentioned in paragraph (7).
(9) An augmentation may not
be awarded under this Regulation in any case where the total benefits that
would result would exceed any limits imposed by the Comptroller of Revenue.[110]
(10) The Committee shall direct
the Actuary at least once in any period of 12 months to certify to the
Committee the additional cost to the fund of the operation of this Regulation,
calculating it as the aggregate of the additional contributions required under
paragraphs (5) and (6).[111]
18 Pensionable
allowances [112]
(1) Subject to this Regulation,
the employer may from time to time declare to be a pensionable allowance any
payment or allowance which is routinely paid to a member in addition to the
member’s basic salary or wage, but is not –
(a) any overtime payment;
(b) any payment of a temporary nature; or
(c) any payment in respect of untaken leave.[113]
(2) A declaration may only
be made with the consent of the Committee and the Chief Minister, after the
Chief Minister has consulted the Actuary.
(3) A declaration
shall –
(a) define
the payment or allowance which is being declared pensionable;
(b) specify
the date from which it is to be effective;
(c) specify
whether or not the payment or allowance gives rise to added years of
pensionable service under Regulation 19;
(d) subject
to paragraph (4), specify whether or not any such payment or allowance,
received by a member or former member before the effective date of the
declaration, shall count towards the computation of benefits payable under
these Regulations; and
(e) subject
to paragraph (5), specify whether or not by virtue of the declaration a
former member shall be entitled to additional payments in respect of benefits
paid before the effective date of the declaration.
(4) If in accordance with paragraph (3)(d)
the employer’s declaration specifies that the pensionable allowance
received by a member or former member before the effective date of the declaration
shall count towards the computation of benefits payable under these Regulations –
(a) the
Actuary shall determine and advise the Committee and the Chief Minister of the
sum total for all members and former members of the value of the additional benefits
arising from the pensionable allowance paid before the effective date of the
declaration, including the value of any additional payments under paragraph (3)(e)
in respect of benefits;
(b) additional
employers’ contributions shall be payable, and additional contributions
shall also be payable by those members or former members who receive improved
benefits as a result of the declaration, in such proportions as the Chief
Minister, after consulting the employer and the Committee, and having regard to
the advice of the Actuary, shall decide;
(c) the
value of the additional contributions under sub-paragraph (b) shall be
equal to the value of the additional benefits arising as determined under sub-paragraph (a);
(d) the
additional contributions payable under sub-paragraph (b) may consist
of –
(i) a single cash
payment to the fund,
(ii) a
series of cash payments to the fund over a period determined by the Chief
Minister, on the advice of the Actuary, having regard to the additional
benefits arising, or
(iii) any
combination of payments described in clauses (i) and (ii) as the Chief
Minister may determine in consultation with the employer and the Committee; and
(e) the
additional contributions payable under sub-paragraph (b) shall be made
without the need for an amendment to the Regulations.[114]
(5) Where by virtue of the
declaration –
(a) a
former member is entitled to additional payments under paragraph (3)(e) in
respect of benefits;
(b) one
or more of the additional payments are delayed by more than one month after the
dates on which they are due; and
(c) the
delay is not the fault of the former member,
each additional payment which is so delayed shall be increased with
interest at the Bank of England base rate from the effective date of the
declaration (or from the date on which it was due to be paid, if that date is
later) up to and including the actual date of payment.[115]
(6) Contributions payable
by a member under Regulation 3(1) –
(a) where
they are due before the effective date of the declaration of a pensionable
allowance, shall be based on the member’s salary excluding that
pensionable allowance; and
(b) where
they are due on or after the effective date of the declaration of a pensionable
allowance, shall be based on the member’s salary including that pensionable
allowance.
(7) Contributions payable
by employers under Regulation 4 –
(a) where
they are due before the effective date of the declaration of a pensionable
allowance, shall be based on members’ salaries excluding that pensionable
allowance; and
(b) where
they are due on or after the effective date of the declaration of a pensionable
allowance, shall be based on members’ salaries including that pensionable
allowance.[116]
(8) [117]
(9) Subject to paragraphs (10),
(11), (12) and (13), the employer may revoke a declaration of a pensionable
allowance, on giving the Committee and the Chief Minister at least 6 months
notice of the intention to do so.
(10) Where the Committee receives
notice of the intention to revoke a pensionable allowance under paragraph (9)
it shall determine, in consultation with the employer and the Chief Minister,
and having regard also to the advice of the Actuary, a method of dealing
equitably with members’ past service entitlements in respect of such
pensionable allowance received before the proposed date of revocation.
(11) If the pensionable allowance
gives rise to added years of pensionable service under Regulation 19, the
method to which paragraph (10) of this Regulation refers may involve inter alia the cancellation of part or all of the
added years of pensionable service credited under Regulation 19.
(12) If the pensionable allowance
does not give rise to added years of pensionable service under Regulation 19,
the method to which paragraph (10) of this Regulation refers may involve inter alia the provision of an appropriate number
of added years of pensionable service, which shall be deemed to be added years
credited under Regulation 19 for the purposes of these Regulations.
(13) The revocation of a
pensionable allowance declaration takes effect upon the expiry of the notice
given by the employer under paragraph (9).[118]
19 Added
years in respect of a pensionable allowance [119]
(1) In the case of a member
or former member who has received a pensionable allowance giving rise to added
years of pensionable service under this Regulation, the number of the added
years to be credited to the member shall be determined as follows –
(a) if
the employer has declared that the pensionable allowance received by the
individual concerned before the effective date of the declaration shall count
towards the computation of benefits, the number of added years of pensionable
service in respect of the period before the effective date shall be determined
by the employer, with the consent of the Chief Minister after that Committee
has consulted the Committee and the Actuary;
(b) in
respect of each calendar year during which the individual concerned is a member
(excluding the calendar years before the effective date of the declaration and,
if it has been revoked, excluding the calendar years after the effective date
of revocation of the declaration), the number of added years of pensionable
service shall be determined in accordance with the formula, where –
(i) “A”
is the number of days during the year when the individual was a member
(excluding any days before the effective date of the declaration and, if it has
been revoked, after the effective date of its revocation),
(ii) “B”
is the total pensionable allowance giving rise to added years which was
received by the member during the year (excluding the pensionable allowance
received before the effective date of the declaration and, if it has been
revoked, after the effective date of its revocation), and
(iii) “C”
is the total salary received by the member during the year (excluding B and
excluding any salary received before the effective date of the declaration and,
if it has been revoked, after the effective date of its revocation), and
(c) at
the time the member ceases to be a member of the scheme, the total number of
added years of pensionable service to be credited to the individual shall be
the sum of the added years determined under sub-paragraph (a) and the
added years determined in respect of each calendar year under sub-paragraph (b),
but in the case of a member who was a part-time employee at any time
during the year, C shall be subject to an adjustment, determined by the Actuary
after consulting the employer, having regard inter
alia to the proportion of full-time hours worked by the member.
(2) Where –
(a) pensionable
service is to be enhanced under sub-paragraph (a) of the proviso to Regulation
7(2); and
(b) the
individual received, in the year immediately preceding the date on which the
individual ceased to be a member of the scheme, a pensionable allowance giving
rise to added years of pensionable service under this Regulation,
a further period of added years shall be calculated in accordance
with the formula A x B, where –
(i) “A”
is the number of added years of pensionable service credited under this Regulation
in respect of the year immediately before the date the individual ceased to be
a member of the scheme; and
(ii) “B”
is the relevant additional period in the Table in sub-paragraph (a) of the
proviso to Regulation 7(2),
and, for the individual concerned, the period so calculated shall be
added to the relevant additional period in that Table for the purpose of
determining the enhancement of pensionable service.
(3) Where –
(a) there
is to be calculated under sub-paragraph (b) of the proviso to Regulation
7(2), Regulation 9(3) or Regulation 11(2) a pension or period of pensionable
service which would have applied to an individual if the individual had
continued in service until normal retiring age; and
(b) the
individual had received, in the year immediately preceding the date the
individual ceased to be a member of the scheme, a pensionable allowance giving
rise to added years of pensionable service under this Regulation,
it shall be assumed, for the purpose of the calculation, that the
number of added years of pensionable service credited under this Regulation in
respect of the year immediately preceding the date on which the individual
ceased to be a member of the scheme would also have been credited in respect of
each year after the individual ceased to be a member, up to and including the
date of the individual’s normal retiring age, with the credit in respect
of a part year counting proportionately.
(4) A member whose
pensionable allowance or salary has, to the satisfaction of the Committee, been
reduced or discontinued because of ill-health or injury shall be deemed for the
purpose of calculating added years under this Regulation to have received the
allowance or salary which the member would otherwise have received (but for the
reduction or discontinuance) as certified by the employer.
19A Award of
compensatory added years[120]
(1) This Regulation has
effect where an employer-initiated salary reduction is applied to a
member’s salary.
(2) The employer must, by
way of compensation for the detriment caused to that member’s pension as
a result of the reduction, award the member with such added years as is
determined by the Actuary having regard, amongst other things, to –
(a) the
amount of service accrued by the member immediately before the salary reduction
date; and
(b) the
member’s salary received before the salary reduction date, and on and
after that date.
20 Bankruptcy
and non-assignment of benefits
If a member becomes bankrupt or does or attempts to do any act or
thing not permitted by these Regulations whereby the member during the
member’s lifetime, or the member’s personal representatives after the
member’s death, shall be divested of the member’s interest or any part
thereof in the benefits of the scheme, then all rights and benefits defined by
these Regulations in respect of such member shall vest in the Committee and all
amounts which would otherwise be due to the member shall be applied for the
benefit of the member and the member’s dependants:
Provided that no such payment by the Committee shall be made
directly or indirectly to or for the benefit of any assignee.
21 Part-time
employees
In the case of a member who is or has at any time been a part-time
employee, final pensionable salary, average salary and pensionable service
shall be determined by the Actuary after consulting the employer having regard
to, inter alia,
the contributions paid by and in respect of the member, the salary paid to the
member whilst a part-time employee and the proportion of full-time hours worked
by the member, notwithstanding the other provisions of these Regulations and
such other Regulations governing the scheme as are applicable to the member.[121]
22 Transitional
provisions [122]
(1) In the case of an
employee to whom these Regulations apply who is qualified in accordance with Regulation
2(3) (not being a person to whom Regulation 2(8)(c) applies), contributions
paid by that employee, and in respect of that employee by the employee’s
employer, to the Former Hospital Scheme in respect of the period after
the 1990 appointed day shall be deemed to be contributions paid to the fund,
and benefits paid to and in respect of that employee from the Former Hospital
Scheme in respect of the period after the 1990 appointed day shall be
deemed to be benefits paid from the fund.[123]
(2) In the case of a female
who dies on or after 1st January 1993 but before the date of commencement
of the Public Employees (Contributory Retirement Scheme) (New Members)
(Amendment No. 5) (Jersey) Regulations 1995 (in this paragraph and in paragraph (3)
referred to as “the amending Regulations”), if –
(a) a
spouse’s pension is payable under Regulation 9, 10, 11 or 12; and
(b) payment
of the spouse’s pension is delayed until after the date of commencement
of the amending Regulations,
each backdated instalment of spouse’s pension shall not be
increased with interest from the date the instalment was due to be paid up to
and including 25th July 1994 but shall be increased with interest at the
Midland Bank Base Rate from 26th July 1994 (or the date the instalment was
due to be paid if later) up to and including the actual date of payment.[124]
(3) In the case of a member
who dies before the commencement of the amending Regulations benefits shall be
payable as set out in these Regulations as though the amendments to Regulation
9(8) and (9) and Regulation 10(5) by the amending Regulations had not been
made.[125]
23 Citation
These Regulations may be cited as the Public Employees (Contributory
Retirement Scheme) (New Members) (Jersey) Regulations 1989.